Personal Loans NZ

Personal Loans NZ

Quick NZ personal loans for whatever you need. Applying for a Crester Credit personal loan online is simple & takes only 8 minutes.
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Low interest personal loans NZ

Crester Credit offers fast, low interest personal loans for when life throws us curve-balls. With Crester, quick personal loans are within reach & our staff are warm & friendly, even if you have bad credit.

We aim to provide the lowest interest rates NZ has on offer form personal loan companies We’re non-judgemental & experts at removing stress from people who feel like they’re drowning in debt. We’ll give you a fair chance! Apply now.

easy finance

We make it
easy for you

With flexible personal loan repayments and terms tailored to your circumstances.

no bad credit

We look beyond
bad credit ratings

We offer secured personal loans, preferring to look at the security you have rather than your income. If your credit rating’s not so flash, we’re still interested.

best interest rates

We give you better
interest rates

Why pay more through other finance companies? We offer low interest personal loans.

Online Personal Loans

You can apply in less than 8 minutes, have loan approval in under 60 minutes, during normal business hours, & cash in your account within just 24 hours. Easy online personal loans at Crester.

Personal loans for almost anything

  • Medical bills
  • Dental bills
  • Vehicle repairs
  • Holiday travel
  • Weddings
  • Home renovations
  • Emergency cash
  • Other

Did you know?

  • More than 80% of our customers return to us for their future loans. We pride ourselves on fabulous customer service, we treat everyone with respect and love helping out wherever possible. Customer loyalty is important to us.
  • We accept loan applications from people anywhere in New Zealand, not just Christchurch. This means personal loans in Auckland, Wellington, Hamilton, Tauranga, etc.
  • We have cheaper interest rates than our competitors.
  • After you submit your application, you will hear back from us within 60 minutes and you can have the money within 24 hours.
  • Should you have any questions, please feel free to contact our friendly team or view our Frequently Asked Questions.

Apply Now
Our online personal loan application form is fast & easy.

If you have any questions,

we're here to help.




Get in touch with one of our

friendly team members today.

We respond to requests immediately, so we’ll get back to you super fast to discuss your request. In the meantime, check out our answers to common questions.


See some amazing feedback by Katrina about team member Tiff and the excellent experience she had with Crester Credit, a truly timely connection.

Katrina's Thanks!

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