Personal Loans

Personal Loans

Easy and quick personal loans for whatever you need. Applying for a Crester Credit loan is simple and takes just a few minutes.
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NZ's best personal loans & best personal loan rates

Crester Credit offers the best personal loan service around. Life tends to throw us financial curve-balls every now and then, and even the occasional underarm delivery to really test us (such as seeing those two horrible words, ‘transaction declined’)!

With Crester, fast personal loans are within reach – we don’t have a cold, clinical approach like some other lenders and banks, looking to automatically knock people back for credit history reasons.

We aim to provide the lowest personal loan interest rates possible and we have a team of absolutely wonderful people who have been described as ‘an absolute pleasure to deal with’.

You’ll feel at ease with Crester. We’re non-judgemental and experts at removing stress from people who feel like they’re drowning. We’ll give you a fair chance! Apply now.

We make it
easy for you

With flexible personal loan repayments and terms tailored to your circumstances.

We look beyond
bad credit ratings

We offer secured personal loans, preferring to look at the security you have rather than your income. If your credit rating’s not so flash, we’re still interested.

We give you better
interest rates

Why pay more through other finance companies? We offer low interest personal loans.

So you can afford what
you've always wanted.

Personal loans – easy and hassle-free.

Personal loans for almost anything

  • Medical bills
  • Dental bills
  • Vehicle repairs
  • Holiday travel
  • Weddings
  • Home renovations
  • Emergency cash
  • Other

Did you know?

  • More than 80% of our customers return to us for their future loans. We pride ourselves on fabulous customer service, we treat everyone with respect and love helping out wherever possible. Customer loyalty is important to us.
  • We accept loan applications from people anywhere in New Zealand, not just Christchurch. This means personal loans in Auckland, Wellington, Hamilton, Tauranga, etc.
  • We have cheaper interest rates than our competitors.
  • After you submit your application, you will hear back from us within 60 minutes and you can have the money within 24 hours.
  • Should you have any questions, please feel free to contact our friendly team or view our Frequently Asked Questions.

Apply Now
Our online loan application form is fast and easy

If you have any questions,

we're here to help.




Get in touch with one of our

friendly team members today.

We respond to requests immediately, so we’ll get back to you super fast to discuss your request. In the meantime, check out our answers to common questions.


See some amazing feedback by Katrina about team member Tiff and the excellent experience she had with Crester Credit, a truly timely connection.

Katrina's Thanks!

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