What are the differences of a classic car from a vintage or antique car?

Well, in the classic car world, age isn't just a number! Typically, classic cars are those cool cats aged between 20-40 years. Vintage cars? Think of them as the golden oldies from the 1910s to 1930s. And antiques? Any beauty over 45 years old. Though, bear in mind, these age brackets can change a bit depending on who you chat with.

How do I determine the true value of a classic car before purchasing?

Ah, the million-dollar question (sometimes, quite literally)! It's a bit like treasure hunting. You can start by checking out price guides, snooping on online auction sites, or having a chat with classic car dealers. For a deeper dive, consider getting your potential ride a professional appraisal.

Is insurance for classic cars more expensive than regular car insurance?

You might be pleasantly surprised! Classic car insurance can often come in cheaper. Why? Well, these beauties are typically taken out for a Sunday spin rather than the daily rush-hour race. Plus, owners tend to treat them like their own flesh and metal – with heaps of care! But, just like any classic tale, the cost can have its twists and turns, influenced by the car's charm, usage, and even where it sleeps at night.

What should I consider when seeking a loan for classic cars?

Securing a loan for a classic car is somewhat different from your standard car loan. It's super important to prioritise understanding the interest rate, the duration of the loan, and any potential fees that might come along. Also, it's wise to familiarise yourself with the market value of the car you're eyeing off. This will set you on a clear path when deciding how much you might need and what terms work best for you.

Are classic cars a good investment?

Classic cars can totally be an attractive investment. Their value often appreciates over time, particularly for rare or historically significant models. However, like any investment, there are risks and you need to know what you are buying before you actually buy it. Ensure you're well-informed about the specific car's market trends and potential maintenance costs. While some people invest in classic cars for potential returns, many do it because they have a passion for classic cars. It's essential to balance both perspectives.

Classic Car Financing

Considering finance for a classic car? While a brand-new vehicle might have that new car smell, it won’t turn heads like a vintage beauty with its own timeless allure, often with a friendlier price tag. Maybe you’ve spotted that meticulously maintained classic car that speaks to your soul. No worries, we’ve got your back! At Crester Credit, we understand the passion behind every classic car purchase and the importance of quality finance for classic cars. That’s why our classic car financing options are custom-fit to your unique aspirations and car goals. Dive into the world of vintage rides with a loan for classic cars, and let’s make your dream ride a reality without the financial hiccup.

Finance For Classic Cars

Money in your account

just 24 hours

Classic Car Financing Calculator

Our New Zealand online loans calculator will help you determine the repayments you can afford when seeking vintage car finance and how much you should borrow. Usually, you’ll make a deposit on the items you wish to buy, which acts as security, and we then spread the rest across 48 months.

I want to borrow:

I can afford to repay (per week):

$30 per week

Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week

Takes only 4 mins

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* This is an approximate loan duration based on assumed adequate security, collateral, job security, income, residence situation and positive references.

Getting the Wheels Turning: Your Loan for Classic Cars

Dreaming of cruising in a vintage beauty? We get it! Here at Crester Credit, we share your passion and understand the need for the perfect finance for classic cars. Let us be your co-pilot in this adventure for classic car financing. Our streamlined process for a loan for classic cars is like a leisurely drive — smooth and enjoyable. Fill out our no-fuss application, and before you know it, we’re setting you up with a loan for classic cars that lets you chase those old school car dreams. And hey, with funds often landing in your account within 24 hours, you’ll be ready to hit the road in no time! At Crester, it’s more than just business; it’s about partnering with you in celebrating the joy of classic rides.

Rev Up for Your Vintage Ride: Know Before You Buy!

Delving into the world of classic cars is as thrilling as it is intricate, particularly for first-time enthusiasts. Before diving into getting finance for classic cars, it’s paramount to become fluent in the language of the world of vintage cars. With a wide range of models, histories, and loan options, it can seem like navigating an endless highway. Yet, if you’re eager to sit behind the wheel of an iconic beauty and cruise into the world of loans for classic cars, you’re in the right lane! With years of experience under our belts, we’ve got some do’s and don’ts that will help you out whilst in the thick of car shopping before you press play on classic car financing. Let us help you expand your knowledge to identify your perfect classic match.

1. Navigate Classic Car Financing with Authenticity

When considering a loan for classic cars, remember that authenticity adds value! Seek out vehicles that retain as much of their original parts and paintwork as possible, but make sure they are in good nick. Not only does this speak to the car’s history and charm, but it can also greatly influence its market value. Winning! It can change the car from a liability to an asset if it is appreciating in cost over time! If unsure, consider getting an expert evaluation before finalising your purchase and going ahead with your classic car financing. Better to be safe than sorry!

2. Finance for Classic Cars with Maintenance in Mind

When looking at a loan for classic cars, securing the finance for classic cars is just the first step. Classic vehicles often require specialised care, which can be more expensive than maintaining a modern car. Before committing, research potential maintenance costs and ensure you’re prepared for long-term care. You want to be aware of what could happen financially when owning a class car. Remember, a vintage car isn’t just a purchase; it’s an investment in a piece of automotive history.

Frequently Asked Questions

Well, in the classic car world, age isn’t just a number! Typically, classic cars are those cool cats aged between 20-40 years. Vintage cars? Think of them as the golden oldies from the 1910s to 1930s. And antiques? Any beauty over 45 years old. Though, bear in mind, these age brackets can change a bit depending on who you chat with.
Ah, the million-dollar question (sometimes, quite literally)! It’s a bit like treasure hunting. You can start by checking out price guides, snooping on online auction sites, or having a chat with classic car dealers. For a deeper dive, consider getting your potential ride a professional appraisal.
You might be pleasantly surprised! Classic car insurance can often come in cheaper. Why? Well, these beauties are typically taken out for a Sunday spin rather than the daily rush-hour race. Plus, owners tend to treat them like their own flesh and metal – with heaps of care! But, just like any classic tale, the cost can have its twists and turns, influenced by the car’s charm, usage, and even where it sleeps at night.
Securing a loan for a classic car is somewhat different from your standard car loan. It’s super important to prioritise understanding the interest rate, the duration of the loan, and any potential fees that might come along. Also, it’s wise to familiarise yourself with the market value of the car you’re eyeing off. This will set you on a clear path when deciding how much you might need and what terms work best for you.
Classic cars can totally be an attractive investment. Their value often appreciates over time, particularly for rare or historically significant models. However, like any investment, there are risks and you need to know what you are buying before you actually buy it. Ensure you’re well-informed about the specific car’s market trends and potential maintenance costs. While some people invest in classic cars for potential returns, many do it because they have a passion for classic cars. It’s essential to balance both perspectives.

NZ Finance Customer Reviews

Fetu David 24 Jan 2023 Easy online application system, clear and understandable

Siupolu Sarwara 27 Jan 2023 Fast and easy to use

Rukshana Ali 6 Jan 2023 Very quick and easy layout of website

Shannon 11 Jan 2023 Easy and fast 🙂

James Ngatai-Blyth 17 Dec 2022 Really helpful and persistent with their work .

Mike 30 Dec 2022 Thank you Crester, you guys are amazing

Angelina G. 30 Apr 2022 So user friendly easy to navigate

Troy 27 Apr 2022 Swet

Sean Michaels 15 Jun 2021 Great company to deal with. Laura was excellent and very professional. Strongly recommended to anyone needing finance. Very happy customer.

Dru Muller 5 Apr 2021 They’re the best at what they do

Nicholle Sydney 21 Mar 2021 Very helpful to me even with bad credit. They still help you. Highly recommend if need and very understanding to your situation.

Questions About Classic and Vintage Car Finance? Ask Our Lending Team.

Jeanette

Karen

Skye

Peter

Laura

When exploring range of loans including financing classic and vintage cars, you’ll see that our turnaround at Crester is top-notch. However, make sure to dive into the terms and conditions of the loan agreement. Browse our frequently asked questions page, where we delve into topics from interest rates to early repayment choices, responsible lending standards, our fee blueprint, and beyond. At Crester Credit, we specialise in finance for classic cars for all types and models. Got questions? Don’t be shy; we’re always ready to assist.

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