Debt Consolidation NZ

If you’re feeling a little overwhelmed with how many bills you have to pay, then Crester can make life worry-free, and our debt consolidation loans are the answer. We help Kiwis manage their bills with loans for debt consolidation NZ wide. Our online loans calculator will works out your repayments if you consolidate debt and roll it all of your bills into one simple payment. This makes life far more manageable. Applying online takes only 8 minutes.

Consolidate Debt, It’s Easy.

You’ll get helpful advice and guidance to consolidate your debt so you can regain control of your finances.

We look beyond bad credit ratings

If you’ve got the right attitude and you want consolidation loans while proving you’re a reliable payer, then Crester is here to help.

Pay less with better interest rates

If you’re defaulting, you’re paying too much. Consolidate debt by rolling all of your bills into one low interest repayment agreement.





NZ Loan Calculator

Use our online loan calculator to find out your instant finance solution and the cost of your loan repayments. It’s easy and you’ll have your cash fast!

I want to borrow:
I can afford to repay (per week):

$30 per week

Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week

Takes only 4 mins
Apply now
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* This is an approximate loan duration based on assumed adequate security & collateral, job security, income, residence situation and positive references.

Consolidate Debt & Save

Money is the biggest source of stress in our lives, and this stress can spiral, affecting work, family, relationships, and our health. Crester Credit is one of the best debt consolidation companies NZ wide, to help you to regain control. Managing multiple debts can be incredibly stressful so Crester helps you consolidate debts, and lowers your weekly payments required. Crester’s team is here to help. You’ll find friendly staff on the end of the phone, any time you have questions.  We are trained in helping our clients navigate challenging financial situation and create consolidation loans & arrangements that allow you to sleep easy and get on with life.

You’ll be treated like a person, not a number and you’ll be dealing with real people who understand. We’ll get you back on top, with a debt consolidation loan, in no time.

The main benefits of debt consolidation loans are reducing stress by regaining control of your finances, and to achieve lower repayments, combined with a lower overall amount you’ll have to pay. Making a single regular payment simplifies life too 🙂  Apply now.

How Consolidating Debts Helps

Debt Consolidation NZ-Wide

You’ll be given flexible repayments terms to suit your situation. We aim to offer you the most helpful and best debt consolidation nz-wide so you can get life back to normal, fast.

Bad Credit?

We prefer to look at the security you have rather than your income. If your credit rating’s not so flash, we’re still happy to consider consolidation loans, if you can provide security and prove reliability of payments.

We Pay Your Bills

Baycorp bills? We pay them off & clear your debt improving your credit rating. Your mountain of bills become one easy payment that’s manageable and stress-free.

Consolidate Debt & Pay Less

Stop paying pay too much & grab control with a low-interest online debt consolidation loan. Bundle credit card debts, bills, & HP’s in to one simple payment.

Questions? Connect with one of our friendly asset financing team.


We respond to requests immediately, so we’ll get back to you super-fast to discuss your request. In the meantime, check out our answers to common questions.

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