Asset Finance NZ

Searching for asset finance to help you reach new levels in your business? Crester loves to help Kiwi businesses achieve their goals, allowing them cash buying power to negotiate hard with your suppliers. If you’re looking to finance a business expansion, we make asset finance loans easy; we promise we won’t make you jump through hoops as banks do to access the capital you need.


No Jumping through hoops

We like to personally meet people in business and support them in their growth ambitions. You’re not a number. Instead, we want a long-term relationship with you, so we make it as easy as possible to apply for our asset and equipment finance. We have finance options to suit any level of business. Talk to us to see how we can help your business flourish.


What Is An Asset Finance Loan?

It’s when we agree to loan you money for the purchase of fixed assets. Business assets should be tangible and not depreciate too quickly. Lending for business assets, such as tangible items, is a preferred loan-type for Crester credit.


We give you better interest rates

Compare our asset financing against the competition. Our flexible rates start from 13%. These vary depending on what you’re buying and it’s value but the idea is to help you become more profitable.





Business Loan Calculator

Use our New Zealand online loans calculator to determine the repayments you can afford and how much you should borrow. Usually, you’ll make a deposit on the item you wish to buy, which acts as security, and we then spread the rest across 48 months.

I want to borrow:
I can afford to repay (per week):

$30 per week

Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week

Takes only 4 mins
Apply now
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* This is an approximate loan duration based on assumed adequate security & collateral, job security, income, residence situation and positive references.

Asset Financing in New Zealand

When applying for Asset Finance, consider the resale value of your item. It’s if not depreciating like an iPhone, where it’s worthless in 4 years, then you’re on the right track. It’s a lot easier for us to agree to lending the funds for the asset you want to purchase if there’s a reasonable residual value and the payments are obviously affordable to you.

Asset financing is commonly used for vehicles, farm machinery loans, industrial equipment loans, residential house flipping loans, bridging finance, office furniture and more. The best news is that Crester loves to partner with businesses that want to grow. If we can fuel your growth and be a partner that you can rely on, then a win/win outcome is the goal. We treat you very differently than a bank would and encourage a relationship of understanding your business and your business acumen as an individual. We are a responsible lender and encourage full disclosure of fees, establishment fees, and interest rates. Feel free to phone and ask any questions you wish.

Grow Your Business and Finance Assets Like These

Farm Machinery

If you’re searching for a partner to provide loans for farming solutions, Crester could be your perfect financial partner. Call us for asset financing trucks, tractors, graders, irrigation equipment finance, tools & more. We’re a down-to-earth bunch and happy to chat about how we can provide the capital you require.

Industrial Equipment

You can finance anything that improves productivity in your business, including, but not limited to, engineering equipment, finance tools, specialised machinery, and a fleet of industrial vehicles. In fact, we even lend on cash flow if your assets are people. If you’re starting new employees out in careers that will undoubtedly improve your profitability, then we can find you the right business loan solution to suit.

House Flipping Builder Finance

Buying distressed, as is where is houses can be challenging on cash flow. Crester can assist while you reinsure and refinance with the banks. We love working with builders for asset financing.

Bridging Finance

Asset finance can also be used for importing stock into New Zealand with a proven value, and you’ll then resell once it lands onshore. Bridging loans for assets are often short term financial assistance in cash flow so you can get the next purchase underway before you sell your current stock. People often refer to bridging when buying a home before they sell it, but you can do this with business equipment and stock, too.


Calculating time

Our online application form takes only six-eight minutes to complete. Start by filling this in, and if you’d like to talk with one of our loan officers, please make a note of it in the application.

Frequently Asked Questions

At Crester we support a variety of businesses, sole traders and corporations. From farmers to property developers, we are here to be your trusted finance partner. 

Qualification criteria typically include factors such as creditworthiness, financial stability, the value and condition of the asset, and sometimes a down payment or security deposit. Get in touch with us today to discuss your situation and we can see how we can help. 

Asset Finance Loans Questions? Our lending team can help.

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We respond to our business clients requiring asset financing, almost immediately, but in the meantime, please review our commonly asked questions and information about Crester Credit’s terms and conditions. We’ve included detail about establishment fees, annual interest rates, early settlement options, the responsible lending code of New Zealand, and the online finance application process. We’re here to help with everything finance related, so please ask if you have any questions at all.

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