Asset Finance Loans

Searching for asset finance to help you reach new levels in your business? Crester loves to help Kiwi businesses achieve their goals, allowing them cash buying power to negotiate hard with your suppliers. We make asset finance loans easy; we promise we won’t make you jump through hoops as banks do to access the capital you need.


No Jumping through hoops

We like to personally meet people in business and support them in their growth ambitions. You’re not a number, instead, we like a long term relationships, so we make it as easy as possible.


What Is Asset Finance?

It’s when we agree to loan you money for the purchase of fixed assets. Items should be tangible and not depreciate too quickly. Lending for tangible items is a preferred loan-type for Crester credit.


We give you better interest rates

Compare us against the competition. Our rates start from 13%. These vary depending on what you’re buying and it’s value but the idea is to help you become more profitable.





Vintage Car Loan Calculator

Use our New Zealand online loan calculator to determine the repayments you can afford and how much you should borrow. Usually, you’ll make a deposit on the item you wish to purchase, which acts as security, and we then spread the rest across 48 months.

I want to borrow:
I can afford to repay (per week):

$30 per week

Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week

Takes only 4 mins
Apply now
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* This is an approximate loan duration based on assumed adequate security & collateral, job security, income, residence situation and positive references.

Common Asset Financing

When applying for Asset Finance, consider the resale value of your item. It’s if not depreciating like an iPhone, where it’s worthless in 4 years, then you’re on the right track. It’s a lot easier for us to agree to financing the asset you want to purchase if there’s a reasonable residual value.

Asset financing is commonly used for vehicles, farm machinery loans, industrial equipment loans, residential house flipping loans, bridging finance, office furniture and more. The best news is that Crester loves to partner with businesses that want to grow. If we can fuel your growth and be a partner that you can rely on, then a win/win outcome is the goal. We are a responsible lender and encourage full disclosure of fees, establishment fees, and interest rates. Feel free to phone and ask any questions you wish.

Finance Assets Like These

Farm Machinery

If you have a career in farming, Crester could be your perfect finance partner. Asset financing trucks, tractors, graders, irrigation equipment finance, tools & more. We’re a down to earth bunch and happy to chat about how we can provide the capital you require.

Industrial Equipment

You can finance anything that improves productivity in your business, including, but not limited to engineering equipment, finance tools, specialised machinery, and a fleet of industrial vehicles.

House Flipping Builder Finance

Buying distressed, as is where is houses can be challenging on cash flow. Crester can assist while you reinsure and refinance with the banks. We love working with builders for asset financing.

Bridging Finance

Asset finance can also be used for importing stock that has a proven value, and you’ll then resell once it lands onshore. It’s a short term helping hand assisting you in cash flow.


Calculating time

Our online loan application form is your ticket to instant financing.

Questions? Connect with a friendly member of our lending team.

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We respond to requests immediately, so we’ll get back to you super-fast to discuss your request. In the meantime, please review our answers to common questions and information about terms and conditions, establishment fees, annual interest rates, early settlement options, responsible lending, the application process, or anything else you’d like information about, including our other financial services. We’re here to help.

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