Equipment Financing

If you’re ready to grow your business by purchasing equipment that’s going to increase productivity, then Crester Credit can put you in a position of power when negotiating with business funding and equipment loans. We build relationships with business owners so you can simply lift the phone, get a verbal thumbs-up, allowing you to negotiate with suppliers as if you are a cash buyer. There’s nothing sweeter.

We make it easy for you

You’ll get flexible personal loan repayments and terms tailored to suit your circumstances.

We look beyond bad credit ratings

We offer secured personal loans, preferring to look at the security you have rather than your income. If your credit rating’s not so flash, we’re still interested.

We give you better interest rates

Why pay more through other finance companies? We offer low-interest personal loans.





NZ Loan Calculator

Use our online loan calculator to find out your instant finance solution and the cost of your loan repayments. It’s easy and you’ll have your cash fast!

I want to borrow:
I can afford to repay (per week):

$30 per week

Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week

Takes only 4 mins
Apply now
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* This is an approximate loan duration based on assumed adequate security & collateral, job security, income, residence situation and positive references.

Business Funding NZ-wide

Crester is renowned for being easy to work with when SME’s require business funding for equipment loans, machinery and other asset purchases.

We often help builders with as-is-where-is loans to purchase, restore and reinsure houses for resale. Whatever your business is, there’s probably a time where you’ll be presented with an opportunity to capture or to improve productivity, and Crester would like to be the first business funding company you think of.

We like to do business on a good-old Kiwi values. We get to know you as a person, build trust, and we make the borrowing process as easy as possible. Our head office is based in Christchurch, but no matter where in New Zealand you’re based, we’ve got people on the ground.

Loans NZ-Wide

Finance Equipment Like This

Trailors & Work Vehicles

Need a tractor? A trailer, a grading plate, a bailer, a work ute? Crester can help with equipment loans and business funding.

Heavy Machinery

If you’re an engineer, you may need a Lathe. You’ll also need transport for delivery and perhaps to increase your power supply. Crester can assist with the entirety of the purchase and installation costs.


Equipment financing also extends to industry-specific tools, such as electricians testing tools, a builders toolbox and its contents, and engineers geotechnical drilling equipment. Crester can help.

Medical Equipment Loans

Medical devices such as dentistry instruments, defibrillators, scanners, specialised furniture for patients and anything related to your industry can be considered for equipment finance.


Handy Tips

  • There’s good debt and bad debt. If you’re taking an equipment loan to improve productivity and it’s not beyond your financial reach; then this is good debt.
  • Equipment loans are the easiest loans for Crester to finance because business equipment and tools often hold a significant residual value.
  • Put the largest deposit down possible so you pay the least amount of interest across the repayment term.

Questions? Connect with one of our friendly asset financing team.


We respond to requests immediately, so we’ll get back to you super-fast to discuss your request. In the meantime, check out our answers to common questions.

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