Get A Business Loan NZ

Whether you’re in startup mode or an established business, we can help your business grow with a business loan, NZ only. From buying new equipment to investing in a new company vehicle, Crester Credit can provide business finance without the hassle that can come with applying for a commercial loan from a bank. Start by using our business loan calculator to see indicative repayment values, but remember depending on the amount you want to borrow, our business interest rates start from just 12%.

We make it easy for you

You’ll get flexible repayments and terms tailored to suit your circumstances.

We look beyond bad credit ratings

We offer secured personal loans, preferring to look at the security you have rather than your income. If your credit rating’s not so flash, we’re still interested.

We give you better interest rates

Why pay more through other finance companies? We offer low-interest personal loans.

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SUPER FAST –

MONEY IN YOUR ACCOUNT

JUST 24 HOURS

NZ Loan Calculator

Use our online loan calculator to find out your instant finance solution and the cost of your loan repayments. It’s easy and you’ll have your cash fast!

I want to borrow:
I can afford to repay (per week):

$30 per week

Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week

Takes only 4 mins
Apply now
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* This is an approximate loan duration based on assumed adequate security & collateral, job security, income, residence situation and positive references.
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Business loan, NZ-style.

We’ll offer you a business loan, NZ-style. This means, less hurdles to jump, and a personal relationship that you can rely on. A business loan NZ-style means you can pick up the phone and get approval in minutes, assuming we’ve worked with you before. You can use Crester Credit for cashflow assistance, new equipment or servicing, or an IRD bill that you didn’t anticipate. We can tailor interest rates as low as 12% to assist you with your business finances.

Avoid the time-consuming red tape and bureaucracy of other lenders and banks. Crester keeps it simple and personal. We aim to have your commercial loan transferred into your account within just 24 hours from approval.

We provide finance to businesses of any size NZ-wide, whether you’re a start-up or looking to expand. Either way, we’re excited to be part of your journey and provide business finance at fair and realistic interest rates. Apply now.

Custom Commercial Loans

Commercial loans from Crester can be customised for your situation. We can make flexible repayment plans and low-interest rates on business finance. Our loans for businesses range from $500.00 up to $60,000.00+. We do ask for a form of security, such as vehicles, property, business equipment and other assets. We keep it simple and want you to be a happy, repeat customer.

Business finance Crester helps with:

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Business equipment

Business finance is often needed for equipment to improve your efficiency. We love helping Kiwi businesses achieve growth.

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Farm machinery

Farm machinery is a common request for business finance also. Let us help you increase productivity with a short term commercial loan.

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Office furniture

New office furniture can easily be in excess of $10,000, so if you’d like to spread this payment across a term to help cash flow, we’re here to help.

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Shop fittings

Along with new furniture, you might also want to paint the walls, knock out walls, add dividers. Either way, a small business loan can help you manage cash flow.

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Website builds

If a website is older than four years, it’s old technology. Think about an iPhone. If it’s four years old, it doesn’t work correctly. Need a hand?? We like to help businesses grow.

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Expansion plans

Opening a new office? Taking on more staff to grow? Discuss your expansion plans with us one-on-one with our director. We love to partner with clever businesspeople.

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Work vehicles

We often help with car finance for businesses because our fees are often far less than the payments you’ll have to make when negotiating with a dealer.

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Bridging Finance

If you’re purchasing equipment or property for business and you need a short term cash injection. We’ll happily discuss this with you. There’s often a way.

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Handy Tips

  • Crester offers all sorts of commercial loans, including asset finance, venture capital & more.
  • If you need seed funding, we’d love to hear from you assuming you have a solid business plan.
  • Keep loans seperate from consumables suppliers, so you can keep your operations running.

APPLY NOW AND YOU COULD BE APPROVED BY

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Our business loan NZ application form is your instant finance solution

Questions? Connect with one of our friendly asset financing team.

Jeanette
Karen
Jo
Skye
Peter
Laura

We respond to requests immediately, so we’ll get back to you super-fast to discuss your request. In the meantime, check out our answers to common questions.

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