Get A Business Loan NZ
Whether you’re in startup mode or an established business, we can help support your business grow with a business loan, NZ only. From buying new equipment to investing in a new company vehicle, Crester Credit can provide commercial finance without the hassle that can come with applying for a commercial loan from a bank. Start by using our business loan calculator to see indicative repayment values, but remember depending on the amount you want to borrow, our business interest rates start from just 12%.
We make it easy for you
Money in your account within 24 hours from approval. Start by using our business loan calculator. It’s far easier than lodging an application with a bank.
Low Interest Rates
Crester enjoys working with businesses, the heart of NZ’s economy. We offer business finance as low as 12%. Full disclosure statements of our fees and rates can be viewed here.
No Red Tape
When it comes to loans for businesses, we don’t have levels of bureaucracy and we don’t make you jump through hoops of unnecessary information.
SUPER FAST –
MONEY IN YOUR ACCOUNT
JUST 24 HOURS
NZ Loan Calculator
Use our New Zealand online loan calculator to determine the repayments you can afford and how much you should borrow. Usually, you’ll make a deposit on the item you wish to purchase, which acts as security, and we then spread the remainder across 48 months.
$30 per week
Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week
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Our customer rating
4.6/5
Business loan, NZ-style.
We’ll offer you a business loan, NZ-style. This means, less hurdles to jump, and a personal relationship that you can rely on. A business loan NZ-style means you can pick up the phone and get approval in minutes, assuming we’ve worked with you before. You can use Crester Credit for cashflow assistance, new equipment or servicing, or an IRD bill that you didn’t anticipate. We can tailor interest rates as low as 12% to assist you with your business finances.
Avoid the time-consuming red tape and bureaucracy of other lenders and banks. Crester keeps it simple and personal. We aim to have your commercial loan transferred into your account within just 24 hours from approval.
We provide finance to businesses of any size NZ-wide, whether you’re a start-up or looking to expand. Either way, we’re excited to be part of your journey and provide commercial finance at fair and realistic interest rates. Apply now.
Custom Commercial Loans
Commercial loans from Crester can be customised for your situation. We can make flexible repayment plans and low-interest rates on business finance. Our loans for businesses range from $800.00 up to $80,000.00+. We do ask for a form of security, such as vehicles, property, business equipment and other assets. We keep it simple and want you to be a happy, repeat customer assuming our lending criteria is satisfied. If you’d like to borrow more than $80,000 New Zealand dollars, this requires a personal discussion and assessment. We often lend large sums for bridging finance, property purchases, equipment finance and joint ventures.
Business finance Crester helps with:
Business equipment
Business finance is often needed for equipment to improve your efficiency. We love helping Kiwi businesses achieve growth.
Farm machinery
Farm machinery is a common request for business finance also. Let us help you increase productivity with a short term commercial loan.
Office furniture
New office furniture can easily be in excess of $10,000, so if you’d like to spread this payment across a term to help cash flow, we’re here to help.
Shop fittings
Along with new furniture, you might also want to paint the walls, knock out walls, add dividers. Either way, small business funding can help you manage cash flow.
Website builds
If a website is older than four years, it’s old technology. Think about an iPhone. If it’s four years old, it doesn’t work correctly. Need a hand?? We like to help businesses grow.
Expansion plans
Opening a new office? Taking on more staff to grow? Discuss your expansion plans with us one-on-one with our director. We love to partner with clever businesspeople.
Work vehicles
We often help with car finance for businesses because our fees are often far less than the payments you’ll have to make when negotiating with a dealer.
Bridging Finance
If you’re purchasing equipment or property for business and you need a short term cash injection. We’ll happily discuss this with you. There’s often a way.
Handy Tips
- Crester offers all sorts of commercial loans, including asset finance, venture capital & more.
- If you need seed funding, we’d love to hear from you assuming you have a solid business plan.
- Keep loans seperate from consumables suppliers, so you can keep your operations running.
APPLY NOW AND YOU COULD BE APPROVED BY
Our business loan NZ application form is your instant finance solution
Questions? Connect with a friendly member of our lending team.
Jeanette
Karen
Jo
Skye
Peter
Laura
We respond to requests immediately, so we’ll get back to you super-fast to discuss your request. In the meantime, please review our answers to common questions and information about terms and conditions, establishment fees and the amount to settle a loan early.,
FAQ