Loan Calculator

Loan Calculator

Loan Repayments Calculator NZ

Use our online, loans repayments calculator to work out what you can afford. It’s quick, easy and you can then apply within just 8 minutes.

I want to borrow:
I can afford to repay (per week):

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Our customer rating

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Personal Loan Calculator Terms

* Using our personal loan calculator gives an approximate loan duration assuming adequate security & collateral, job security, income, residence situation, and positive references are provided.

  • Our personal loan calculator ranges from 6 months to 36 months
  • Ex. John borrows $10,000 & is able to make loan repayment calculations of $393.17 pm, over 36 months.
  • Total personal loan amount: $10,000
  • Total fees & interest: $3,878.71
  • Total amount John will pay: $13,878.71

APR: 24.16%

The amount displayed in our Personal Loan Calculator is an estimate only. This estimate is based on an interest rate of 19.95% p.a. The personal loan calculator estimate includes an establishment fee and monthly administration fee, as well as payment waiver insurance. Your actual interest rate may be higher or lower depending on your circumstances.
See our list of fees to understand the full costs of borrowing.

  • easy to use site, only thing wrong, in my opinion is if you went out of the site you had to start from the beginning again. Other than that ka pai

    gamer boy Avatar
    gamer boy
    4/25/2021

    I have always found Crester Credit to be very thorough in everything they do and take each case into account and work with you as an individual. They have the family orientated feeling about them rather than the corporate feel.Highly recommend and wouldn't borrow money from any other agency.

    Sue Gledhill Avatar
    Sue Gledhill
    4/11/2021

    I have always found Crester Credit to be very thorough in everything they do and take each case into account and work with you as an individual. They have the family orientated feeling about them rather than the corporate feel.
    Highly recommend and wouldn't borrow money from any other agency.

    Sue Gledhill Avatar
    Sue Gledhill
    4/05/2021
  • really nice staff and very helpful would recommend

    Jessika McKernan Avatar
    Jessika McKernan
    2/20/2021

    Awesome place to deal with. Very quick from when applying to loan being accepted and getting funds in to my bank account. Would highly recommend ๐Ÿ‘Œ

    Kate Pie Avatar
    Kate Pie
    1/30/2021

    This team of people have help me out couple times and have been so grate to deal with

    erica garlick Avatar
    erica garlick
    1/28/2021
  • I really appreciate Abby at Crester Credit. She is fast with communication and information. Their interest rates are affordable and they cater to your needs. I highly recommend Crester Credit xx

    anna joan Avatar
    anna joan
    1/27/2021

    Excellent customer service quick and easy response Thank you very much ๐Ÿ‘

    Te Ria Te Pou Avatar
    Te Ria Te Pou
    1/27/2021

    Very happy with service. Great communication, made sure payments were in my budget and got the money into my account in time for us to buy a fridge freezer the next day when shifting.

    Maureen Ward Avatar
    Maureen Ward
    1/27/2021
  • Laura is super helpful and efficient! Really quick and easy to deal with. ๐Ÿ˜Š

    Nic Avatar
    Nic
    12/17/2020

    Needed money for my car to take kids for holiday done. Fast response, easy repayments totally within my budget and great customer care.Thankyou team I've already recommended your business to few people and will continue to do so ๐Ÿ˜€๐Ÿ˜€๐Ÿ˜€.Regards๐Ÿ˜ŠCustomer.

    Kathleen Akurangi Avatar
    Kathleen Akurangi
    12/11/2020

    Needed money for my car to take kids for holiday done. Fast response, easy repayments totally within my budget and great customer care.
    Thankyou team I've already recommended your business to few people and will continue to do so ๐Ÿ˜€๐Ÿ˜€๐Ÿ˜€.
    Regards
    ๐Ÿ˜ŠCustomer.

    Kathleen Akurangi Avatar
    Kathleen Akurangi
    12/08/2020
  • Very quick responses and so easy to deal with. Thank you so much! Would recommend to everyone!

    Korrine Hanks Avatar
    Korrine Hanks
    12/07/2020

    ThankYou Crester credit,I am soo grateful as I didnt think I will get approved๐Ÿ™‚๐Ÿ™‚๐Ÿ™‚the bestest company,fast approval,easy,and 1 happy person right here๐Ÿ˜Š๐Ÿ˜Š๐Ÿ˜Š

    jess brown Avatar
    jess brown
    11/23/2020

    Very fast! And very nice people! Best company Iโ€™ve been through personally! Best experience! Also very fast with replying back!

    Lona Tuiono Avatar
    Lona Tuiono
    11/21/2020
  • The staff are freindly and helpful, and they make the process of applying for loan hassel free. Ive had some pretty bad experiences with loan companies in the past but my experience with crester has been brilliant!

    Jeremy Avatar
    Jeremy
    11/19/2020

    Fast and easy process. They won't let you down. Super fast response and if you get everything sorted on the same day you will have the money in you account on the same day.

    Dru Muller Avatar
    Dru Muller
    11/19/2020

    Great and fast to get back to you

    Tye Kelly Avatar
    Tye Kelly
    11/19/2020
  • Awesome ๐Ÿ‘

    Esta Young Avatar
    Esta Young
    11/13/2020

    Very helpful to me even with bad credit. They still help you. Highly recommend if need and very understanding to your situation.

    nicholle sydney Avatar
    nicholle sydney
    7/05/2020

    Really nice people to deal and laura made it a reasonably painless process. Only four stars as it was a little dragged out over a day for them to ask for all information needed to process application, I feel they could have asked for all information in one go to speed it up a little but not a complaint just observation. Thanks guys

    Ryan moir Avatar
    Ryan moir
    7/05/2020
  • Really nice people to deal and laura made it a reasonably painless process. Only four stars as it was a little dragged out over a day for them to ask for all information needed to process application, I feel they could have asked for all information in one go to speed it up a little but not a complaint just observation. Thanks guys

    Ryan moir Avatar
    Ryan moir
    7/01/2020

    Really nice people to deal and laura made it a reasonably painless process. Only four stars as it was a little dragged out over a day for them to ask for all information needed to process application, I feel they could have asked for all information in one go to speed it up a little but not a complaint just observation. Thanks guys

    A Google User Avatar
    A Google User
    7/01/2020

    Very helpful to me even with bad credit. They still help you. Highly recommend if need and very understanding to your situation.

    nicholle sydney Avatar
    nicholle sydney
    6/30/2020
  • Very helpful to me even with bad credit. They still help you. Highly recommend if need and very understanding to your situation.

    A Google User Avatar
    A Google User
    6/30/2020

    Crester credit have been awesome to me and helped me so much. They are awesome. But there is one person there that is rude when I ring and talk to them. Other then that nice friendly service ๐Ÿ˜‰

    Aidan Ricketts Avatar
    Aidan Ricketts
    5/19/2020

    Crester credit have been awesome to me and helped me so much. They are awesome. But there is one person there that is rude when I ring and talk to them. Other then that nice friendly service ๐Ÿ˜‰

    A Google User Avatar
    A Google User
    5/19/2020
  • Great to deal with. Quick decision and made it easy. Highly recommend.

    Sebastian Stapleton Avatar
    Sebastian Stapleton
    12/04/2019

    Crester are quick and efficient no hassle for loans. Plus the staff are always friendly and understanding, which makes them awesome ๐Ÿ™‚

    Riri Avatar
    Riri
    12/04/2019

    Crester credit is like a family 2 us..I am 47 and I was 19 when I got my first loan, without their amazing support our family would have been in many different crises in lot of trouble. When I got cancer unconditionally supported me.bless u all .love angie.

    Angi Leggett Avatar
    Angi Leggett
    8/29/2019

If you have any questions,

we're here to help.

Laura

Jo

Abby


Get in touch with one of our

friendly team members today.

We respond to requests immediately, so weโ€™ll get back to you super fast to discuss your request. In the meantime, check out our answers to common questions.

FAQ

See some amazing feedback by Katrina about team member Tiff and the excellent experience she had with Crester Credit, a truly timely connection.

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