Loan Calculator

Use our online loans repayments calculator to work out what you can afford on a weekly basis. It’s a quick, easy to use online loan calculator and once you’ve determined how much you’ll borrow, and over what period of time, you can then apply within just 8 minutes. We try and give you an indicitive answer within just 1 working hour so you’re not left wondering.


Quick loans

Crester gives instant finance solutions. Money in your account – 24 hrs from loan approval.


Low Interest Rates

Compare & find that Crester offers very competitive low-interest rates.



We can work out loan repayments that you can afford with a term that suits you.

Calculate Loan Repayments

Use our New Zealand online loans calculator to determine the repayments you can afford and how much you should borrow. Usually, you’ll make a deposit on the item you wish to buy, which acts as security, and we then spread the rest across 48 months.

I want to borrow:
I can afford to repay (per week):

$30 per week

Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week

Takes only 4 mins
Apply now
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* This is an approximate loan duration and amount based on assumed adequate security & collateral, job security, income, residence situation and positive references. This is subject to the New Zealand responsible lending code. Terms and conditions apply.

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Personal Loan Calculator Terms


* Using our personal loan calculator gives an approximate loan duration assuming adequate security & collateral, job security, income, residence situation, and positive references are provided.

  • Our personal loan calculator ranges from 6 months to 36 months.
  • Ex. John borrows $10,000 & is able to make loan repayment calculations of $393.17 pm, over 36 months.
  • Total personal loan amount: $10,000
  • Total fees & interest: $3,878.71
  • Total amount John will pay: $13,878.71

Maximum APR: 24.16%

The amount displayed in our Personal Loan Calculator is an estimate only. This estimate is based on an interest rate of 19.95% p.a. The personal loan calculator estimate includes an establishment fee and monthly administration fee, as well as payment waiver insurance. Your actual interest rate may be higher or lower depending on your circumstances.

See our list of fees to understand the full costs of borrowing.

Questions? Our lending team can help.

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We respond to our customers, almost immediately, but in the meantime, please review our commonly asked questions and information about Crester Credit’s terms and conditions. We’ve included detail about establishment fees, annual interest rates, early settlement options, the responsible lending code of New Zealand, and the online personal finance loans application process. We’re here to help with everything finance related, so please ask if you have any questions at all.

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