Loan Calculator

Use our online loans repayments calculator to work out what you can afford on a weekly basis. It’s a quick, easy to use online loan calculator and once you’ve determined how much you’ll borrow, and over what period of time, you can then apply within just 8 minutes. We try and give you an indicitive answer within just 1 working hour so you’re not left wondering.

4.7 rating with 1,725 Google reviews

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Fast loans online

Crester gives fast, fair finance. Money in your account within 24 hours of approval.

Low Interest Rates

Compare & find that Crester offers very competitive low-interest rates.

Flexible

We can work out loan repayments that you can afford with a term that suits you.

Calculate Loan Repayments

Use our New Zealand online loans calculator to determine the repayments you can afford and how much you should borrow. Usually, you’ll make a deposit on the item you wish to buy, which acts as security, and we then spread the rest across your repayment term.

How much do you want to borrow?

Please enter a valid loan amount within the available ranges.

Choose your term

Repayment Details

1 YEAR

Your approximate weekly payment

$22.60 PER WEEK

* This is an approximate loan duration and amount based on assumed adequate security & collateral, job security, income, residence situation and positive references. This is subject to the New Zealand responsible lending code. Terms and conditions apply.

EASY APPLY, 6 MINS

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4.6/5

What New Zealand Borrowers Say About Us

Rated 4.7 out of 5 stars based on 2060 customer reviews.

						I have learned from you online and reading through i am very happy that you can offer loans for beneficiaries and its a huge relief for me and my family					
Christina		04/09/26
						Straight forward and pretty simple to fill out forms.					
Natalia		01/09/26
						Easy to fill out loan application.  No hassles.					
Rachel		08/08/26
						Nice and simple online application fast response from Crester Credit team very great					
CQB		16/07/26
						Easy as very simple website to use					
Shane		15/07/26
						Easy instructions will give 5 star if loan approval haha					
Nate		14/07/26
						Easy to fill out forms. With helpful information on the options					
Monique		11/07/26
						Not a complicated application explains everything you need to know and I can see they are quite understanding of any situation to the extent they can meet					
Cass		22/06/26
						Best for needy people					
gs		17/06/26
						I found Crester on Facebook and I realised that they are a local company in the same city as I am. So I decided to apply with them. It was simple and straightforward to complete the form.

So I’ve given them 5stars, as I’m not good with computers it was easy.					
Shirley		10/06/26
						They were wonderful great service fast and quick and so easy to use thank you					
Katherine		22/05/26
						Easy to understand and very quickly approved					
Kathleen		18/05/26
						Fast efficient and easy to complete					
richard		15/05/26
						Quick and easy very fast easiest application ever					
Jamie		12/05/26
						Really easy reliable and honestly the best site – company to get loans through won’t disappoint you  ,😊💯					
Tyler		12/05/26
						wow what an amazing website super easy to use and super friendly people to deal with.					
Warren		06/05/26

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Personal Loan Calculator Terms

* Using our personal loan calculator gives an approximate loan duration assuming adequate security & collateral, job security, income, residence situation, and positive references are provided.

Our personal loan calculator ranges from 6 months to 36 months.
Ex. John borrows $10,000, with repayments of about $91 a week over 36 months.
Total personal loan amount: $10,000
Total fees & interest: approx. $4,220
Total amount John will pay: approx. $14,220

The amount displayed in our Personal Loan Calculator is an estimate only. This estimate is based on an interest rate of approx. 19.95% p.a. up to $30,000 and approx. 14% p.a. above $30,000. The personal loan calculator estimate includes an establishment fee, a security registration fee and the monthly administration fee. Your actual interest rate may be higher or lower depending on your circumstances.

See our list of fees to understand the full costs of borrowing.

Questions? Our lending team can help.

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We respond to our customers, almost immediately, but in the meantime, please review our commonly asked questions and information about Crester Credit’s terms and conditions. We’ve included detail about establishment fees, annual interest rates, early settlement options, the responsible lending code of New Zealand, and the online personal finance loans application process. We’re here to help with everything finance related, so please ask if you have any questions at all.

FAQ