Loan Calculator

Use our online loans repayments calculator to work out what you can afford on a weekly basis. It’s a quick, easy to use online loan calculator and once you’ve determined how much you’ll borrow, and over what period of time, you can then apply within just 8 minutes. We try and give you an indicitive answer within just 1 working hour so you’re not left wondering.


Quick loans

Crester gives instant finance solutions. Money in your account – 24 hrs from loan approval.


Low Interest Rates

Compare & find that Crester offers very competitive low-interest rates.



We can work out loan repayments that you can afford with a term that suits you.

Vintage Car Loan Calculator

Use our New Zealand online loan calculator to determine the repayments you can afford and how much you should borrow. Usually, you’ll make a deposit on the item you wish to purchase, which acts as security, and we then spread the rest across 48 months.

I want to borrow:
I can afford to repay (per week):

$30 per week

Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week

Takes only 4 mins
Apply now
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  • Our customer rating
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* This is an approximate loan duration based on assumed adequate security & collateral, job security, income, residence situation and positive references.

Personal Loan Calculator Terms


* Using our personal loan calculator gives an approximate loan duration assuming adequate security & collateral, job security, income, residence situation, and positive references are provided.

  • Our personal loan calculator ranges from 6 months to 36 months.
  • Ex. John borrows $10,000 & is able to make loan repayment calculations of $393.17 pm, over 36 months.
  • Total personal loan amount: $10,000
  • Total fees & interest: $3,878.71
  • Total amount John will pay: $13,878.71

Maximum APR: 24.16%

The amount displayed in our Personal Loan Calculator is an estimate only. This estimate is based on an interest rate of 19.95% p.a. The personal loan calculator estimate includes an establishment fee and monthly administration fee, as well as payment waiver insurance. Your actual interest rate may be higher or lower depending on your circumstances.

See our list of fees to understand the full costs of borrowing.

What Customers Say

We’re in the business of putting smiles on our customer’s faces. We do this by focusing on great communication, quick loans and out of the box, instant finance solutions.

Our customer rating

Google-logo 4.6/5

Sean Michaels

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Great company to deal with. Laura was excellent and very professional. Strongly recommended to anyone needing finance. Very happy customer.

Dru Muller

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They’re the best at what they do

Nicholle Sydney

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Very helpful to me even with bad credit. They still help you. Highly recommend if need and very understanding to your situation.

Questions? Connect with a friendly member of our lending team.

jeanette-crester-finance-employee Jeanette
finance-staff-karen Karen
finance-staff-jo Jo
finance-staff-skye Skye
finance-staff-peter Peter
finance-staff-laura Laura

We respond to requests immediately, so we’ll get back to you super-fast to discuss your request. In the meantime, please review our answers to common questions and information about terms and conditions, establishment fees, annual interest rates, early settlement options, responsible lending, the application process, or anything else you’d like information about, including our other financial services. We’re here to help.

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