Medical Finance NZ
We understand that paying medical bills can be hard. They can often come out of the blue, and your health is not something you can put on the back burner. However, it’s not worth ruining your credit rating by letting doctor’s bills go to Baycorp, so before this happens, let us help you with a simple medical loan you can afford to repay.
We make medical finance easy
You’ll get flexible, affordable repayment options for your medical funding and a term to suit your circumstances.
We look beyond bad credit mishaps
We offer secured medical loans, preferring to look at the security you have rather than your income. If your credit rating’s not so flash, we’re still interested.
We give you better interest rates
Why pay more through other finance companies? We offer low-interest medical financing.
FAST FINANCE
MONEY IN YOUR ACCOUNT
JUST 24 HOURS
Medical Loan Calculator
Use our New Zealand online calculator for loans to determine the affordability and repayments for the amount you want to borrow. Usually, you’ll make a deposit on the item you wish to buy, which acts as security, and we then spread the rest across 48 months.
$30 per week
Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week
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Your data is secure
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Our customer rating
4.6/5
Easiest medical finance NZ-wide
We can pay your medical bills directly to your doctor, dentist, hospital or any organisation, so you don’t have to worry. Our medical finance can be catered to how much you can afford to pay – even if it’s only a small medical bill (a minimum loan amount of $500 is required), our loans cater for this.
You can use medical loans for medication, GP visits, specialists, surgery, dentists, medical equipment, support care workers and more.
We also offer medical equipment loans to businesses, such as defibrillators and other specialists medical equipment.
Pay your medical bill within 24 hours of approval
Doctors bills
With Crester’s Medical Finance, you’ll be able to spread doctors bills across a number of years to help life be more manageable.
X-RAY’s & health finance
Specialist procedures can cost a packet, and when you need them, you may not have the money. We’re here to help.
After hours fees
In a medical emergency, the after-hours fees that you rack up can be especially daunting. We’re here to help if you need us for a medical loan.
Optometrist expenses
Getting a new set of frames isn’t the cheapest item to buy in life, but you need to see; there’s no way around it. Ask us for health finance, and we’ll help where we can.
Hospitals & health finance
Health finance NZ-wide is available from Crester Credit. Don’t stress about your finances; spread it across a number of years.
Ambulance costs
Again another reason you might need a health loan is because of unexpected ambulance fees. They’re not cheap, but they are essential.
Dentist bills
Ouch, for many reasons. Let us take some of the pain away from visiting the dentist. We can spread your payments across a number of years to make life easier.
Medical Equipment
Need a defibrillator? A wheelchair? Crester can help you with medical finance to spread the payment across a term that’s manageable.
Handy Tips
- Even if you have health insurance, you’ll often have to pay in advance and then claim from your insurance provider afterwards.
- Using a broker for your health insurance always makes a lot of sense, so you don’t get caught on technicalities.
- Health finance is funding that you can payoff, over 36 months and can be applied to almost anything such as cosmetic surgery.
APPLY NOW & YOU CAN BE APPROVED BY
Our online application form takes only six-eight minutes to complete. Start by filling this in, and if you’d like to talk with one of our loan officers, please make a note of it in the application.
Medical financing questions? Our team can help.
Jeanette
Karen
Jo
Skye
Peter
Laura
We respond to our customers facing medical bills, almost immediately. Please do take the time to review our commonly asked questions and information about Crester Credit’s terms and conditions. We’ve included detail about establishment fees, annual interest rates, early settlement options, the responsible lending code of New Zealand, and the online finance application process. We’re here to help with everything finance related, so please ask if you have any questions at all.
FAQ