Medical Finance NZ

We understand that paying medical bills can be hard. They can often come out of the blue, and your health is not something you can put on the back burner. However, it’s not worth ruining your credit rating by letting doctor’s bills go to Baycorp, so before this happens, let us help you with a simple medical loan that you can afford to repay.

We make it easy for you

You’ll get flexible repayment options for your medical funding and a term to suit your circumstances.

We look beyond bad credit ratings

We offer secured personal loans, preferring to look at the security you have rather than your income. If your credit rating’s not so flash, we’re still interested.

We give you better interest rates

Why pay more through other finance companies? We offer low-interest personal loans.

image

SUPER FAST –

MONEY IN YOUR ACCOUNT

JUST 24 HOURS

NZ Loan Calculator

Use our New Zealand online loan calculator to determine the repayments you can afford and how much you should borrow. Usually, you’ll make a deposit on the item you wish to purchase, which acts as security, and we then spread the remainder across 48 months.

I want to borrow:
I can afford to repay (per week):

$30 per week

Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week

Takes only 4 mins
Apply now
  • Your data is secure
    icon
  • Trusted by
    icon
  • Our customer rating
    icon 4.6/5
* This is an approximate loan duration based on assumed adequate security & collateral, job security, income, residence situation and positive references.
image

Easiest medical finance NZ-wide

We can pay your medical bills directly to your doctor, dentist, hospital or any organisation, so you don’t have to worry. Our medical finance can be catered to how much you can afford to pay – even if it’s only a small medical bill (a minimum loan amount of $500 is required), our loans cater for this.

You can use medical loans for medication, GP visits, specialists, surgery, dentists, medical equipment, support care workers and more.

We also offer medical equipment loans to businesses, such as defibrillators and other specialists medical equipment.

Pay your medical bill within 24 hours of approval

icon
Doctors bills

With Crester’s Medical Finance, you’ll be able to spread doctors bills across a number of years to help life be more manageable.

icon
X-RAY’s & health finance

Specialist procedures can cost a packet, and when you need them, you may not have the money. We’re here to help.

icon
After hours fees

In a medical emergency, the after-hours fees that you rack up can be especially daunting. We’re here to help if you need us for a medical loan.

icon
Optometrist expenses

Getting a new set of frames isn’t the cheapest item to buy in life, but you need to see; there’s no way around it. Ask us for health finance, and we’ll help where we can.

icon
Hospitals & health finance

Health finance NZ-wide is available from Crester Credit. Don’t stress about your finances; spread it across a number of years.

icon
Ambulance costs

Again another reason you might need a health loan is because of unexpected ambulance fees. They’re not cheap, but they are essential.

icon
Dentist bills

Ouch, for many reasons. Let us take some of the pain away from visiting the dentist. We can spread your payments across a number of years to make life easier.

icon
Medical Equipment

Need a defibrillator? A wheelchair? Crester can help you with medical finance to spread the payment across a term that’s manageable.

image

Handy Tips

  • Even if you have health insurance, you’ll often have to pay in advance and then claim from your insurance provider afterwards.
  • Using a broker for your health insurance always makes a lot of sense, so you don’t get caught on technicalities.
  • Health finance is funding that you can payoff, over 36 months and can be applied to almost anything such as cosmetic surgery.

APPLY NOW AND YOU COULD BE APPROVED BY

Calculating time
icon
APPLY NOW

Our online loan application form is your instant finance solution

Questions? Connect with a friendly member of our lending team.

Jeanette
Karen
Jo
Skye
Peter
Laura

We respond to requests immediately, so we’ll get back to you super-fast to discuss your request. In the meantime, please review our answers to common questions and information about terms and conditions, establishment fees and the amount to settle a loan early.,

icon FAQ