Business Finance

Level up your business by choosing Crester as your business finance partner. We are here to help your business get the updates and upgrades it needs to flourish. At Crester we value building relationships, so get in touch today to discuss our supportive business finance offers.

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Quick loans

Crester gives instant finance solutions. Money in your account – 24 hrs from loan approval.

Low Interest Rates

Compare & find that Crester offers very competitive low-interest rates.

Flexible

We can work out loan repayments that you can afford with a term that suits you.

Types of Business Finance

Asset Finance

Searching for asset finance to help you reach new levels in your business? Crester loves to help Kiwi businesses achieve their goals, allowing them cash buying power to negotiate hard with your suppliers. If you’re looking to finance a business expansion, we make asset finance loans easy; we promise we won’t make you jump through hoops as banks do to access the capital you need.

Bridging Finance

Crester helps Kiwis with short-term bridging finance ranging from $5000 to $2,000,000 NZD. We provide a shortfall bridging loan solution for buying and selling assets and business equipment, without the stress in-between! Contact us to keep your business moving forward in productivity, or apply online for a secured loan.

Equipment Financing

Equipment financing is best used to grow your business by purchasing equipment to increase productivity. If this is your plan, then Crester Credits finance options can put you in a position of power when negotiating with business funding and pre-approved equipment loans. We build relationships with business owners so you can simply lift the phone, get a verbal thumbs-up, so you can negotiate with suppliers as a cash buyer with an equipment business loan. There’s nothing sweeter!

Farm Equipment

Upgrade your farming operations with Crester’s farm equipment loans. We offer Kiwi farmers fast approval, down to earth service, no mucking around and flexible loan repayment options, allowing you to purchase or lease the agricultural machinery you need with ease. With competitive interest rates and the ability to secure funding up to $100,000 on equipment, Cresters lending team ensures you can leverage funds for investments without jumping through hoops. Plus, we’ll help structure repayments to suit your cash flow. Whether it’s tractors, irrigation equipment, or other essential assets, Crester supports your growth with transparent terms and no hidden fees.

Machinery Finance

Machinery financing to improve productivity should not be stressful, but exciting. At Crester Credit, we take the guesswork out of your financing business needs by providing you with a quick and easy loan, structured repayments that align with your cash flow, and business finance solutions empowering you to capitalise on equipment negotiations. Become one of our countless business customers in New Zealand that we have assisted with industrial and agricultural machinery loans. We’re the small business finance experts.

Office Fit-Out

Our office fit-out finance allows Kiwi businesses to renovate or fit-out a new commercial space, while spreading the cost of new furniture, reception equipment, signage, lighting, painting and finishing across a 36-48 month loan term. As one of New Zealand’s most reputable lenders, we offer competitive interest rates and funding available within 24 hours after approval.

Small Business Loans

Get Business Loans NZ wide, whether you’re an established business looking to fund new equipment through asset finance, raise working capital, or if you’re looking for temporary relive cash-flow relief, Crester’s business lending is your long-term finance partner ready to assist. Crester Credit can provide commercial finance without the hassle that comes with applying for a commercial loan from a bank. Use our business loan calculator to see indicative repayment values and remember our business interest rates start from just 12%.

APPLY NOW & YOU CAN BE APPROVED BY

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APPLY NOW

Our online application form takes only six-eight minutes to complete. Start by filling this in, and if you’d like to talk with one of our loan officers, please make a note of it in the application.

NZ Finance Customer Reviews

Questions? Our lending team can help.

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We respond to our customers, almost immediately, but in the meantime, please review our commonly asked questions and information about Crester Credit’s terms and conditions. We’ve included detail about establishment fees, annual interest rates, early settlement options, the responsible lending code of New Zealand, and the online personal finance loans application process. We’re here to help with everything finance related, so please ask if you have any questions at all.

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