Loans online & instant financing

Once a Crester customer, you’ll get lightning-fast VIP access to quick loans online. Crester is a financial service provider that helps with debt consolidation, small business loans, asset finance, personal loans, equipment finance, and loans for beneficiaries, to name a few. What’s best is that we operate with low interest-rates, low fees and, in some cases, interest-free offers.

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Fast loans online

Crester offers instant financing solutions. Money in your account within 24 hrs from your loan approval.

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Low Interest Rates

Compare rate information & you’ll find that Crester offers very competitive low-interest rates & easy repayment options.

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As responsible lenders, we work out loan repayments that you can afford with a term that suits you so you keep an A+ credit score

Calculate Loan Repayments

Use our New Zealand online loans calculator to determine the repayments you can afford and how much you should borrow. Usually, you’ll make a deposit on the item you wish to buy, which acts as security, and we then spread the rest across 48 months.

I want to borrow:
I can afford to repay (per week):

$30 per week

Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week

Takes only 4 mins
Apply now
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* This is an approximate loan duration and amount based on assumed adequate security & collateral, job security, income, residence situation and positive references. This is subject to the New Zealand responsible lending code. Terms and conditions apply.

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Free gift with every successful loan application

Get Instant Financing Solutions

Step 1

Apply Online (4 mins)

Use our instant loan calculator to see your loan repayments amount. Once happy, apply using our easy online loan application form.

Step 2

Fast Processing

Our service is fast. We credit check your loan application instantly & get back to you with your approval results within just 1 hour.

Step 3

Quick Loans

Once the application process is approved, we’ll transfer your cash into your bank account within 24 hours. Plus you’ll receive a free gift.


Getting started takes only 6 minutes. Our online application form for loans online is fast & easy.

Quick Loans Online

Quick loans online could be the difference between no stress, and a lot of stress, so we’re here to help with any questions you have. We’re all ears. Crester helps Kiwis get their hands on money quickly for all types of reasons.  Browse through our range of business and personal finance options.


We’ll Lend $800 – $80,000+

Crester commonly lends between $800 – $80,000 New Zealand dollars to both businesses and individuals. If you’re after a larger sum of money, we discuss rates and terms with you personally. Large funding could be for bridging finance, construction finance, or joint ventures.


Personal Loans

Personal loans for anything! For unexpected bills or when you just need some extra cash.


Car Loans

Car Finance, NZ-wide. In fact, vehicle finance of any sort is available; caravans, trailers, motorcycles…


Business Loans

Business loans NZ-wide. Investing in equipment? We’re here to help Kiwi businesses.


Medical Finance

Health finance for cosmetics, sickness, or  you can even arrange a tummy tuck payment plan. We’re here to help.


Loans For Beneficiaries

Yes, we lend to people on the benefit all the time. We’re happy to help when you need it most.


Travel Finance

Planning that special holiday but a little low on funds? Get a travel loan here at Crester.



Emergency loans online are our specialty. When life gives you lemons, It’s Crester to the rescue with instant financing.


Wedding Loans

It certainly adds up when you’re planning a wedding. If you need a hand, we’re here to lend.


Equipment Financing

If you’re ready to grow your business by purchasing equipment that’s going to increase productivity.


Debt Consolidation

Wanting to avoid bad credit? Roll all of your debts into one easy to manage payment.


Asset Finance Loans

Searching for asset finance to help you reach new levels in your business? Crester loves to help Kiwi businesses achieve their goals.


Calculating time

Our online application form takes only six-eight minutes to complete. Start by filling this in, and if you’d like to talk with one of our loan officers, please make a note of it in the application.

Questions? Our lending team can help.

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We respond to our customers, almost immediately, but in the meantime, please review our commonly asked questions and information about Crester Credit’s terms and conditions. We’ve included detail about establishment fees, annual interest rates, early settlement options, the responsible lending code of New Zealand, and the online personal finance loans application process. We’re here to help with everything finance related, so please ask if you have any questions at all.

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Work out your loan repayments by using our loan calculator. It’s quick and easy.