Loans online & instant financing

Once a Crester customer, you’ll get lightning-fast VIP access to quick loans online. Crester is a financial service provider that helps with debt consolidation, small business loans, asset finance, personal loans, equipment finance, and  loans for beneficiaries, to name a few. What’s best is that we operate with low interest-rates, low fees and in some cases interest-free offers.


Quick loans online

Crester offers instant financing solutions. Money in your account within 24 hrs from your loan approval.

Low Interest Rates

Compare rate information & you’ll find that Crester offers very competitive low-interest rates & easy repayment options.


As responsible lenders, we work out loan repayments that you can afford with a term that suits you so you keep an A+ credit score

Vintage Car Loan Calculator

Use our New Zealand online loan calculator to determine the repayments you can afford and how much you should borrow. Usually, you’ll make a deposit on the item you wish to purchase, which acts as security, and we then spread the rest across 48 months.

I want to borrow:
I can afford to repay (per week):

$30 per week

Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week

Takes only 4 mins
Apply now
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  • Our customer rating
    Google-logo 4.6/5
* This is an approximate loan duration based on assumed adequate security & collateral, job security, income, residence situation and positive references.

What Customers Say

We’re in the business of putting smiles on our customer’s faces with quick cash. We do this by focusing on great communication, quick loans online, and out of the box, instant financing solutions. as responsible lenders, our loan agreements are 100% transparent, including establishments fees, interest rates, fees and if you have any further questions, please feel free to phone us.

Our customer rating

Google-logo 4.6/5

Sean Michaels

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Great company to deal with. Laura was excellent and very professional. Strongly recommended to anyone needing finance. Very happy customer.

Dru Muller

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They’re the best at what they do

Nicholle Sydney

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Very helpful to me even with bad credit. They still help you. Highly recommend if need and very understanding to your situation.


Free gift with every successful loan application

Get Instant Financing Solutions

Step 1

Apply Online (4 mins)

Use our instant loan calculator to see your loan repayments amount. Once happy, apply using our easy online loan application form.

Step 2

Fast Processing

Our service is fast. We credit check your loan application instantly & get back to you with your approval results within just 1 hour.

Step 3

Quick Loans

Once the application process is approved, we’ll transfer your cash into your bank account within 24 hours. Plus you’ll receive a free gift.


Getting started takes only 6 minutes. Our online application form for loans online is fast & easy.

Quick Loan Types

Crester helps Kiwis get their hands on money quickly for all types of reasons. A quick loan could be the difference between no stress, and a lot of stress, so we’re here to help with any questions you have. We’re all ears. Browse through our range of  business and personal finance options.


We’ll Lend $800 – $80,000+

Crester commonly lends between $800 – $80,000 New Zealand dollars to both businesses and individuals. If you’re after a larger sum of money, we discuss rates and terms with you personally. Large funding could be for bridging finance, construction finance, or joint ventures.


Personal Loans

Personal loans for anything! For unexpected bills or when you just need some extra cash.


Car Loans

Car Finance, NZ-wide. In fact, vehicle finance of any sort is available; caravans, trailers, motorcycles…


Business Loans

Business loans NZ-wide. Investing in equipment? We’re here to help Kiwi businesses.


Medical Finance

Health finance for cosmetics, sickness, or  you can even arrange a tummy tuck payment plan. We’re here to help.


Loans For Beneficiaries

Yes, we lend to people on the benefit all the time. We’re happy to help when you need it most.


Travel Finance

Planning that special holiday but a little low on funds? Get a travel loan here at Crester.



Emergency loans online are our specialty. When life gives you lemons, It’s Crester to the rescue with instant financing.


Wedding Loans

It certainly adds up when you’re planning a wedding. If you need a hand, we’re here to lend.


Equipment Financing

If you’re ready to grow your business by purchasing equipment that’s going to increase productivity.


Debt Consolidation

Wanting to avoid bad credit? Roll all of your debts into one easy to manage payment.


Asset Finance Loans

Searching for asset finance to help you reach new levels in your business? Crester loves to help Kiwi businesses achieve their goals.


Calculating time

Our online loan application form is your ticket to instant financing.

Questions? Connect with a friendly member of our lending team.

jeanette-crester-finance-employee Jeanette
finance-staff-karen Karen
finance-staff-jo Jo
finance-staff-skye Skye
finance-staff-peter Peter
finance-staff-laura Laura

We respond to requests immediately, so we’ll get back to you super-fast to discuss your request. In the meantime, please review our answers to common questions and information about terms and conditions, establishment fees, annual interest rates, early settlement options, responsible lending, the application process, or anything else you’d like information about, including our other financial services. We’re here to help.

icon FAQ

Work out your loan repayments by using our loan calculator. It’s quick and easy.