Travel Loans

Travel loans will help you split your travel costs into easy manageable low repayments. You can choose how long you want to make repayments for (up to 48 months), but we recommend you pay them quickly to avoid interest. You can use a loan for travel for more than just flights. It could be accommodation, spending money, or activities. If you want a loan to travel, start by hitting the apply now button, and you’ll get an answer from us in just 60 minutes.

We make it easy for you

You’ll get flexible personal loan repayments and terms tailored to suit your circumstances.

We look beyond bad credit ratings

We offer secured personal loans, preferring to look at the security you have rather than your income. If your credit rating’s not so flash, we’re still interested.

We give you better interest rates

Why pay more through other finance companies? We offer low-interest personal loans.





NZ Loan Calculator

Use our online loan calculator to find out your instant finance solution and the cost of your loan repayments. It’s easy and you’ll have your cash fast!

I want to borrow:
I can afford to repay (per week):

$30 per week

Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week

Takes only 4 mins
Apply now
  • Your data is secure
  • Trusted by
  • Our customer rating
    icon 4.6/5
* This is an approximate loan duration based on assumed adequate security & collateral, job security, income, residence situation and positive references.

Business Travel Loans & Personal.

A loan to travel is quite common in this day and age amongst businesses. They treat them as business loans to assist in managing cash flow when an expensive itinerary is required.

Personal travel loans are also popular for those celebrating something like a wedding anniversary, a birthday and wanting to make memories that last a lifetime. You’ll just need to provide a form of security, and then you can spend the loan on anything travel-related you’d like. It’s 100% at your discretion and includes airfares, hotels, booking holiday baches within New Zealand, booking boats, activities and more.

At Crester, a loan for travel can be spread across 36 months, although we usually encourage you to pay them off in the shortest period possible to avoid interest.

For further details about our low-interest rates, visit the footer of this website under the section labelled “information”.

Loans for travel cover almost anything


Calculate your approximate flight costs, the food you’ll eat at the airport, taxis to and from and add that figure to your request when applying for a loan to travel.


Whether it’s a short term holiday loan for accommodation or if you’re looking for longer-term living; we’ll assist you in your loan for travel

Car rental

Check the most common method of transport in the destination you’re travelling to. People who visit New Zealand usually always need to rent a car.

Spending money

Don’t forget to factor in your spending money into your loan to travel. IT’s no fun if you run out partway through your holiday. Expect surprise expenses.


Handy Tips

  • Travelling overseas to places like Bali? There are apps that you can hover over ATM’s to ensure the ATM isn’t compromised.
  • Always keep your drivers license and passport in separate places so you can never lose all of your ID when abroad.
  • Search flights on Google using a private browsing window; Airlines hike prices when you revisit a page for the second time.
  • After taking out your loan for travel, convert what you’re going to use into US dollars if you’re going to a place that doesn’t usually access NZD. you’ll save a lot in currency conversions.

Questions? Connect with one of our friendly asset financing team.


We respond to requests immediately, so we’ll get back to you super-fast to discuss your request. In the meantime, check out our answers to common questions.

icon FAQ