Travel Loans

When you’re yearning for that dream holiday to the South Island or that family holiday overseas but the budget’s a bit tight, don’t stress! With our holiday and travel loans, you can spread out those adventure expenses into manageable, low repayments. Whether it’s the flight, a cozy inn, that adrenaline-pumping activity you’ve been eyeing or to pay for the things that help you relax, our loans have you covered. We offer flexibility up to 48 months, though swift repayments can keep that interest in check. Ready to make that dream trip a reality? Apply online for a travel loan and get a response in just 60 minutes. Need a holiday? Need a personalised travel loan? We’re here for you!


We make holiday loans easy

Choose your own repayment terms. Imagine a loan for travel where you’re paying $30 a week, and each year having an unforgettable holiday.


What security is needed?

Do you own a car? Furniture? That’s enough security to get approved on a loan for travel. Call us for more information on our lending criteria.


We give you better interest rates

We have competitively low interest rates, NZ wide. In fact, compare us and you’ll find that in most cases you’ll save a small fortune by financing through Crester for your loan for travel.





Travel Finance Calculator

Use our New Zealand online travel and holiday loans calculator to determine the repayments you can afford and how much you should borrow. Usually, you’ll make a deposit on the item you wish to buy, which acts as security, and we then spread the rest across 48 months.

I want to borrow:
I can afford to repay (per week):

$30 per week

Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week

Takes only 4 mins
Apply now
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* This is an approximate loan duration based on assumed adequate security & collateral, job security, income, residence situation and positive references.

Business Travel Loans & Personal.

A loan to travel is quite common in this day and age amongst businesses. They treat them as business loans to assist in managing cash flow when an expensive itinerary is required.

Personal travel loans are also popular for those celebrating something like a wedding anniversary, a birthday and wanting to make memories that last a lifetime on a getaway. You’ll just need to provide a form of security, and then you can spend the loan on anything travel-related you’d like. It’s 100% at your discretion and includes airfares, hotels, booking holiday beaches within New Zealand, booking boats, activities and more. Our goal is to get you where you need to be and enjoy your next holiday!

At Crester, a personal loan for travel can be spread across 36 months, although we usually encourage you to pay them off in the shortest period possible to avoid interest.

For further details about the loan application process, how much you can borrow, credit criteria, our low interest rates and fees, visit the footer of this website under the section labelled “information” so we can get you on your way.

Travel finance covers almost anything


Need extra cash for flights? Calculate your approximate flight costs, the food you’ll eat at the airport, taxis to and from and add that figure to your request when applying for a loan to travel.


If you need a break extra cash could get you where you need to go with ease and stay in comfort! Whether it’s a short term holiday loan for accommodation or if you’re looking for longer-term living; we’ll assist you in your loan for travel

Car rental

Check the most common method of transport in the destination you’re going on holiday to. People who visit New Zealand usually always need to rent a car so make sure transport is covered in your finance application for your loan to travel.

Spending money

Need a travel loan for some extra spending money? It’s no fun if you run out of cash partway through your holiday. You don’t need to use it all, but expect surprise expenses and to buy things you need last minute.


Handy Tips

  • Whether you’re traveling overseas to places like Bali or Thailand. There are apps that you can hover over ATMs to ensure the ATM isn’t compromised.
  • Always keep your driver’s license and passport in separate places so you can never lose all of your ID when abroad.
  • Search flights on Google using a private browsing window; Airlines hike prices when you revisit a page for the second time.
  • After taking out your loan for travel, convert what you’re going to use into US dollars if you’re going to a place that doesn’t usually access NZD. you’ll save a lot in currency conversions.
  • Remember to always prepare for something unexpected to happen. Emergency travel should always be something you are thinking and preparing for.
  • Make sure you always take your New Zealand Citizen passport, if you get into a pickle it can be a lifesaver to get urgent flights or to contact an embassy.


Calculating time

Our online travel loan application form takes only six-eight minutes to complete. Start by filling this in, and if you’d like to talk with one of our loan officers, please make a note of it in the application.

Travel financing questions? Our our team.

jeanette-crester-finance-employee Jeanette
finance-staff-karen Karen
finance-staff-jo Jo
finance-staff-skye Skye
finance-staff-peter Peter
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We respond to our customers almost immediately, but while waiting for your response on your travel financing application, please review our commonly asked questions and information about Crester Credit’s terms and conditions. We’ve included detail about establishment fees, annual interest rates, early settlement options, the responsible lending code of New Zealand, and the online finance application process. We’re here to help with everything finance related, so please ask if you have any questions at all.

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