Loans For Campervans
We offer fast and flexible finance for campervans, allowing you to enjoy the open roads of New Zealand without financial worries. With affordable and convenient repayment terms customizable up to 36 months, you can apply now and receive a response within 60 minutes to negotiate as a cash buyer.
4.7 rating with 1,725 Google reviews
Competitive Rates
Crester Credit offers loans for campervans at interest rates between 9.95% and 26.98%, and borrowers can choose repayment terms of up to 36 months.
Motorhome Finance NZ Specialists
Get finance for campervans based on your individual circumstances. Estimate repayment terms and affordability using our online loan calculator.
Fast Financing
Say goodbye to lengthy waiting periods and hello Crester Credit’s fast, fair financing. Have money in your account within 24 hours of your loan approval.
Super fast –
Money in your
account
just 24 hours
Campervan Finance Calculator
Use our campervan finance calculator to see what your repayments could look like before you apply.
Choose your term
Repayment Details
1 YEAR
Your approximate weekly payment
$22.60 PER WEEK* This is an approximate loan duration and amount based on assumed adequate security & collateral, job security, income, residence situation and positive references. This is subject to the New Zealand responsible lending code. Terms and conditions apply.
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Your data is secure
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Trusted by
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Our customer rating
4.6/5
Free gift with every successful loan application
Get Financing From Crester Credit
Step 1
Apply Online (4 mins)
Use our instant loan calculator to see your loan repayments amount. Once happy, apply using our easy online loan application form.
Step 2
Fast Processing
Our service is fast. We credit check your loan application instantly & get back to you with your approval results within just 1 hour.
Step 3
Quick Loans
Once approved, you’ll receive your fast cash loan in your account within 24 hours & you’ll receive your gift.
Getting started takes only 6 minutes, subject to the responsible lending code of New Zealand. Our online application form for loans online is fast & easy.
Rates
With Crester, you can repay your loan over a term of up to 36 months, with flexible weekly or monthly repayments to suit your budget. Our interest rates range between 9.95% and 26.98% p.a., depending on factors like your credit profile, loan purpose, and selected term. For a full breakdown including early repayment options, default interest, and establishment fees, please refer to our Rates and Fees page.
Terms
Before applying with Crester, please take a moment to review our terms and conditions. When you apply, you’re agreeing to let us collect and securely store your personal details. We aim to ensure all information on our site is current and accurate. If anything seems off, get in touch in writing and we’ll work to correct it. Crester follows New Zealand’s Responsible Lending Code.
Fees
Your personal data is protected with end-to-end encryption on all Crester web forms, ensuring your details remain secure throughout the loan process. We manage all client information with strict confidentiality, using robust security measures to guard against unauthorised access. Crester also complies fully with New Zealand’s privacy laws. For more information, see our Privacy Policy.
Guide to Buying Campervans
Before hitting the road, it’s essential to understand the specs and safety aspects of the campervan you’ll be traveling in. Being stranded in the wilderness with a vehicle that can’t handle the terrain is not the adventure you want.
Here are 5 key factors to consider before buying:
- Fuel efficiency and costs: Check the campervan’s fuel consumption and fuel costs to determine the cost of travel between destinations.
- Vehicle history: Consider the vehicle’s mileage, service history, and ownership status to ensure it has been well-maintained and free of any finance owing.
- Roadworthiness and registration: Check for a valid roadworthy certificate and verify that the vehicle is registered, as driving an unregistered vehicle in New Zealand carries a hefty fine.
- Financing and ownership: Use resources such as Revs and Redbook to confirm the owner’s details and financing status, and to ensure you’re not overpaying. At Crester Credit, we provide instant loans for campervans.
- Inspection and test drive: Inspect the vehicle for leaks, rust, dents, and structural damage. Always take the vehicle for a test drive to evaluate its performance, including gear shifting and handling.
If you’re not confident in your ability to assess a vehicle, consider bringing a professional mechanic with you to help evaluate it.
Benefits of Loans for Campervans
Financing your campervan can be a smart way to hit the road while enjoying several advantages that can make your investment worthwhile.
Here are the top benefits of motorhome loans NZ:
- Greater purchasing power: loans for campervans are designed to afford buyers a high-quality vehicle that might have been out of reach otherwise. This means you can explore more places and make unforgettable memories on the road.
- Flexible repayment options: motorhome finance comes with flexible repayment terms that cater to your unique financial situation. You can choose a repayment plan that suits your budget and lifestyle.
- Preserve your savings: Financing your campervan purchase can help you preserve your savings and use them for other things like emergencies, retirement, or other investments. By keeping your savings intact, you can enjoy peace of mind knowing you have a financial cushion.
Enjoy greater purchasing power with loans for campervans that offer flexible repayment options, and preserve your savings all while exploring the great outdoors of New Zealand.
What New Zealand Borrowers Say About Us
Rated 4.7 out of 5 stars based on 2044 customer reviews.
Frequently Asked Questions
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You can take out a personal loan from the bank, or you can apply for a tailor-made finance solution through Crester Credit.
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Finance for campervans vary from one year to three year terms. To estimate repayment terms and affordability, use our campervan loan calculator.
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Crester Credit offers loans for campervans at interest rates between 9.95% and 26.98%. Repayment terms can run up to 36 months and in some circumstances even beyond, all depending on collateral and loan term.
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When applying for a campervan loan there are a few things you need to know. To apply you must be a New Zealand resident or visa holder over 18 years of age, hold a valid New Zealand driver’s license and show proof of income. Next you’ll need the deposit for choose the right loan option for you.
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The maximum amount we will lend on eligible security is up to $100k.
What your loan really costs
No surprises. Here’s the full picture before you apply:
- Interest rate: between 9.95% and 26.98% p.a., personalised to your situation and fixed for the life of your loan.
- Establishment fee: between $135 and $995 depending on your loan size, charged once at the start.
- Administration fee: $10, plus $5 for each additional borrower.
- Repaying early: a $65 administration charge applies, plus any prepayment charge as calculated under the regulations.
Every fee we charge is published on our loan interest rates and fees page, and your loan contract shows your exact rate, fees and total repayments before you sign. For a personalised repayment estimate, use the calculator above.
Real people, start to finish. Talk to the same friendly team from application to payout. Meet the Crester team
APPLY NOW, DECISIONS USUALLY NEXT BUSINESS DAY*
* Decisions are usually made on the next business day after your application. Our online application form takes only six-eight minutes to complete, subject to approval in accordance with the responsible lending code of New Zealand. Start by filling this in, and if you’d like to talk with one of our loan officers, please make a note of it in the application, and we’ll contact you as soon as possible.
Questions? Our lending team can help.
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We respond to our customers, almost immediately, but in the meantime, please review our commonly asked questions and information about Crester Credit’s terms and conditions. We’ve included detail about establishment fees, annual interest rates, early settlement options, the responsible lending code of New Zealand, and the online personal finance loans application process. We’re here to help with everything finance related, so please ask if you have any questions at all.
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