Loans Auckland
Personal Loans Auckland and NZ-wide. Crester can visit you in person no matter where in Auckland you’re based. Our loans Aukland-wide started way back in 1983 by a chap called David Diggs.
Dave was originally a well-known car dealer but found that he was too honest for the industry. Cars kept breaking, and he always wanted happy customers, so he fixed them even when he wasn’t technically responsible. He had the foresight to notice that people were living week-to-week, and they wanted to make weekly payments, as opposed to monthly which, was the standard back in those days.
The rest is history and a small insight to how Loan Auckland-wide have changed. David now donates to charities and Christian organisations throughout New Zealand. He’s a mentor to many, and if you need to borrow finance, Crester will always give you a fair deal and good advice.
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Personal Loans Auckland
If you’re a little unsure of technology and our online application isn’t how you’d like to apply, we can visit and help you with your personal loans, Auckland-wide. We can easily guide you through the application process, and we can also explain interest rates, and fees. You’ll be given an understanding of our terms, and you’ll have all the financial knowledge to make a decision. We often visit businesses to discuss Auckland business finance too.
Fast Loans – Get Approved in 24 hours.
We make it simple for you to apply for a loan. Your personal loan application can be approved in just 24 hours and you can have cash in your account overnight, thereafter. Our Auckland team are here to support you in person, or you’re more than welcome to call our head office or email us with questions. We will gladly talk through our application form, lending criteria or terms and conditions.
Ready to apply? Apply online today with our easy instant finance process.
Frequently Asked Questions
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At Crester Credit we promise to give you good advice whatever your situation. We take a look at your circumstances and whether you can make your loan repayments. Our team understands that a bad credit history doesn’t necessarily mean you shouldn’t get a loan. Give us a call today and we can talk things through with you.
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We will assess your current situation and see if you’re good for another loan and can make your repayments on time. We also provide debt consolidation loans which could be a way to manage your loans by “consolidating” them into one monthly repayment. At Crester we promote responsible lending, so will only lend to you if we believe you can effectively manage.
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Interest rates can vary widely and the rate offered to you can depend on your credit score, loan amount, and length of the loan, amongst other factors. At Crester we offer low interest personal loans for New Zealand residents.
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A secured loan requires collateral against the loan such as a house, a car or other valuable assets. They are usually lower interest rate loans as the collateral lowers the lender’s risk as it reduces the possibility of defaulting. If you default your could loose the asset.
An unsecured loan is one where there is no collateral at stake. They are usually higher interest loans and depend on your creditworthiness. They can be more accessible for those who do not have assets to put forth as collateral.