Debt Consolidation Loans

Debt Consolidation Loans

We can help you manage your debt with our easy online debt consolidation loans. Whether you would like to pay a little each week or make a bigger payment every month, choose what suits you with our debt consolidation solutions.
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Best debt consolidation loans in New Zealand

Money is the biggest source of stress in our lives, and money stress can rapidly affect other parts of our lives: work, family, relationships, and health. Crester Credit is one of the best debt consolidation companies around. We understand that the juggling act of managing multiple debts can be incredibly stressful. If you feel like you’ve lost control financially, know that we offer proven and reliable ways to get back in control.

Crester Credit’s customer service team will help you secure a fast debt consolidation loanCrester Credit’s customer service team are unmatched when it comes to care and respect for our valued customers. We recognise that life’s challenges can be sudden and distressing, we aim to help with programs and arrangements that work for you.

When dealing with Crester Credit, you know you’re dealing with real people who understand – we have secured finance with flexible lending criteria and creative solutions to help you borrow money fast!

The main benefits of debt consolidation loans are reducing stress by regaining control of your finances and to achieve an overall lower loan rate to pay back less by the end of repayments. Making a single regular payment brings a simplification and clarity to your personal finances. Crester has long-recognised the advantages to the borrower of consolidation and have tailored solutions for you. Apply now.

We make it easy for you to borrow

With flexible repayments and terms to suit your situation, we aim to help your financial situation with the best consolidation loan solution available.

We look beyond a bad credit rating

We prefer to look at the security you have rather than your income. If your credit rating’s not so flash, we’re still interested.

We aim to give the best interest rates

Why pay more through other debt consolidation companies? Get a low-interest online debt consolidation loan to tackle debts such as credit card debt and outstanding bills.

Low interest rates to get
you debt-free faster

We offer very competitive loan rates compared to other lenders (yes, including all the usual bank suspects: ANZ, ASB, BNZ, Westpac, yawn!). Competitive rates are very important when searching for low interest debt consolidation loans, because the less you have to pay, the better off you are with extra money to spend on the things that really matter! If you are looking to consolidate your debt so you have one regular payment and one interest rate to remember, then talk to our friendly team at Crester Credit today. Instant approval debt consolidation loans is the goal and standard we always strive to achieve!

You may need debt consolidation if:

  • You are having trouble keeping up with your monthly bill payments
  • You've got problems with 'plastic' - A Credit card consolidation loan, or bill consolidation, might be exactly what you need to get back on track.
  • You are having trouble borrowing money because of your credit history, including a bad credit rating
  • You need a fresh start with one, easy to manage payment
  • You need some money to bridge the time gap between debt and credit becoming available – see our Bridging Loans.

Our NZ debt consolidation loans help with:

  • Baycorp bills – we can pay them off and clear your credit rating
  • Turn your accumulation of bills into one easy payment
  • Paying an unexpected bill
  • Paying off other loans or hire purchases
  • Creating one easy payment to manage all your outgoings that is within your budget
  • Kiwis for whom secured loans are more suitable than unsecured loans

Apply Now

Apply for a consolidation loan, fill out our online loan application form now

If you have any questions,

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Get in touch with one of our

friendly team members today.

We respond to requests immediately, so we’ll get back to you super fast to discuss your request. In the meantime, check out our answers to common questions.


See some amazing feedback by Katrina about team member Tiff and the excellent experience she had with Crester Credit, a truly timely connection.

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