Debt Consolidation Loans

We can help you manage your debt with our easy debt consolidation loans. Whether you would like to pay a little each week or make a bigger payment every month, choose what suits you with our debt consolidation loans.

Quick and easy debt consolidation loans in New Zealand.

  • We look beyond your credit rating – we prefer to look at the security you have rather than your income. If your credit rating’s not so flash, you can still borrow money.
  • We make it easy – with flexible repayments and terms to suit your situation.
  • We give you better interest rates – why pay more through dealer finance?

We’ll get back to you in 60 mins. We can have the money in your account in 24 hrs.

You may need debt consolidation if:

  • You are having trouble keeping up with your monthly bill payments
  • You are having trouble borrowing money because of your credit history, including a bad credit rating
  • You need a fresh start with one, easy to manage payment
  • You need some money to bridge the time gap between debt and credit becoming available – see our Bridging Loans.

Our NZ debt consolidation loans help with:

  • Baycorp bills – we can pay them off and clear your credit rating
  • Turn your accumulation of bills into one easy payment
  • Paying an unexpected bill
  • Paying off other loans or hire purchases
  • Creating one easy payment to manage all your outgoings that is within your budget

Low interest rates to get you debt-free faster

We offer very competitive loan rates compared to other lenders. Low interest rates are very important when consolidating your debt because the less you have to pay, the better off you are with extra money to spend on the things that really matter! If you are looking to consolidate your debt so you have one regular payment and one interest rate to remember, then talk to our friendly team at Crester Credit today.

Did You Know?

  • More than 80% of our customers return to us for their future loans. We pride ourselves on fabulous customer service, we treat everyone with respect and love helping out wherever possible. Customer loyalty is important to us.
  • We accept loan applications from people anywhere in New Zealand, not just Christchurch.
  • We have cheaper interest rates than our competitors.
  • After you submit your application, you will hear back from us within 60 minutes and you can have the money within 24 hours.

Should you have any questions, please feel free to contact our friendly team or view our Frequently Asked Questions.

If you have any questions, we’re here to help.
We respond to requests immediately, so we’ll get back to you super fast to chat.