Debt Consolidation Loans

Debt Consolidation Loans

We can help you manage your debt with our easy debt consolidation loans. Whether you would like to pay a little each week or make a bigger payment every month, choose what suits you with our debt consolidation solutions.
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Quick and easy debt consolidation loans in New Zealand

We make it easy for you to borrow

With flexible repayments and terms to suit your situation, we aim to help your financial situation with the best consolidation loan solution available.

We look beyond a bad credit rating

We prefer to look at the security you have rather than your income. If your credit rating’s not so flash, we’re still interested.

We aim to give the best interest rates

Why pay more through other debt consolidation companies? Get a low interest personal loan to consolidate debts such as credit card debt and outstanding bills.

Low interest rates to get
you debt-free faster

We offer very competitive loan rates compared to other lenders. Low interest rates are very important when consolidating your debt because the less you have to pay, the better off you are with extra money to spend on the things that really matter! If you are looking to consolidate your debt so you have one regular payment and one interest rate to remember, then talk to our friendly team at Crester Credit today.

You may need debt consolidation if:

  • You are having trouble keeping up with your monthly bill payments
  • You are having trouble borrowing money because of your credit history, including a bad credit rating
  • You need a fresh start with one, easy to manage payment
  • You need some money to bridge the time gap between debt and credit becoming available – see our Bridging Loans.

Our NZ debt consolidation loans help with:

  • Baycorp bills – we can pay them off and clear your credit rating
  • Turn your accumulation of bills into one easy payment
  • Paying an unexpected bill
  • Paying off other loans or hire purchases
  • Creating one easy payment to manage all your outgoings that is within your budget

Apply Now

Apply for a consolidation loan, fill out our online loan application form now

If you have any questions,

we're here to help.




Get in touch with one of our

friendly team members today.

We respond to requests immediately, so we’ll get back to you super fast to discuss your request. In the meantime, check out our answers to common questions.