Money Advice

New Zealand money mentor, Dave Diggs, helps us with his advice on saving money, making money, how to get a personal loan without falling into a trap, and how New Zealand families can get the most out of their finances.

How To Budget A Holiday


  • How to save power, & reduce your power bill


  • Recipes for low cost desserts

    Whether you are looking to save money, or perhaps you have a passion for making desserts, there are numerous ways in which you can create your own masterpieces. There are many recipes for low-cost desserts that will catch your eye, wet your palate and have you rushing to finish your main course!


  • Easy beneficiary loans online

    Here at Crester Credit, we pride ourselves on our easy beneficiary loans online application process. We have deliberately made the online application process simple, which allows us to concentrate on the facts and figures, your financial situation and what we can offer.


  • Unravelling the mystery surrounding beneficiary loans

    Are you unemployed, requiring short-term finance, but not sure where to turn? Maybe you are not eligible for a traditional bank loan and concerned about high interest rates on payday loans? Have you considered a beneficiary loan? Instant cash advances based upon your government backed benefit payments. Let us unravel the mysteries surrounding beneficiary loans and what they can do for you.


  • Get Debt-Free Faster

    The longer you take to pay off your debt, the more it builds, thanks to the interest you pay on a loan. Unfortunately, this can leave many people in a cycle of debt that can be extremely challenging to climb your way out of. Keep reading for tips and tricks for getting out of debt faster.


  • Top 5 New Year’s Financial Resolutions

    See Crester's Top 5 New Year's Resolutions for 2021 to help you start off the year on the right foot


  • Christmas savings with Secret Santa and creative gift schemes

    Save money at Christmas time by getting the whole family on board with a low-pressure gift-giving plan


  • NZ Finance Company Price Comparison – Who Is the Best?

    Which NZ FInance Company is the best when an emergency strikes and you need money fast?


  • How to Get A Loan If the Bank Says No

    Banks decline loans for all sorts of reasons, so where can you go to get a loan when the bank says no?


  • Can I Get A Loan If I’m On A Sickness Benefit?

    When you’re on a sickness benefit and you get hit with emergency expenses, what do you do?


  • How Crester Credit Helps Kiwis

    Crester believes NZ's government shouldn't only consider banks as the main support for people who need a loan, and support responsible smaller lenders also.


  • Bad Credit Loans

    In this article we discuss what a bad credit loan is, the side effects of having a bad credit rating, why we offer them, and how to apply for a loan.


  • Best Budgeting Apps in NZ – 2020 Update

    We're revisiting our popular 2019 Best budget app reviews to find the best money management tech tools for kiwis


  • Renovation loans to take advantage of new building consent exemptions

    New Building Consent Exemptions commence on 31 August 2020, it might be time to consider a home renovation loan to make the most of this new building environment


  • Money-Saving 101 – Tips & Tricks

    Money Mentor Dave Diggs shares no-nonsense money-saving tips to help you get ahead. Stop sweating the small financial stuff and move forward into financial freedom.


  • Should I get a Mortgage Holiday?

    There has been a lot of media coverage during Covid-19 about banks offering mortgage holidays to their customers as a way of giving them a break from repayments during a time where finances can be tight...


  • Debt Consolidation Loans – A Tactic During a Downturn

    During a downturn, one of the first things people start to look at is consolidating their finances to ease their financial burden and make things more manageable.


  • How to get a car loan?

    Crester Credit can eliminate the biggest stress when you undertake the already stressful process of choosing the perfect car for you: finance


  • Can A Retired Person Get A Personal Loan?

    Some banks make it incredibly difficult for anyone over 65 years old to get a personal loan. Not Crester Credit, where we are all about fairness and helping Kiwis.


  • The Money Mentor – Money & the Coronavirus – How New Zealand families can prepare for a recession

    In this podcast, Dave gives us expert money advice in relation to the effect of the coronavirus and how New Zealanders will be affected.


  • The Money Mentor – Tips on How to Take Out a Loan (Borrow Money)

    The Money Mentor on How to Take Out a Loan


  • The Money Mentor – How To Manage Your Spending

    The Money Mentor on How to Manage Your Spending


  • The Money Mentor – Learn About Money

    The Money Mentor on analysing spending habits to learn more about where your money is going


  • The Money Mentor – TV Made Me Fat

    The Money Mentor draws comparison between fitness and budgeting, two necessary evils that you just have to do!


  • The Money Mentor – Money Saving Tip

    The Money Mentor discusses saving money and time when it comes to the work-life/entertainment balance


  • The Money Mentor – Are You Wasting Time?

    The Money Mentor asks the question: Are you wasting time?


  • The Money Mentor – How to Save Money

    The Money Mentor gives tips on How to Save Money


  • The Money Mentor – How to Budget

    The Money Mentor gives tips on How to Budget


  • The Money Mentor – Advice everyone is screaming for

    He's the Money Mentor. The ordinary New Zealand bloke who's achieved extraordinary career milestones and now wants to share his knowledge to help those around him.


  • Loans for Vet Bills

    If you're feeling overwhelmed by an impossibly large invoice for treatment for your beloved pet, Crester can help you with a loan for your vet bill.


  • How to Get a Personal Loan

    If you've been asking questions such as ‘how do personal loans work’, or ‘how can I get a personal loan’, you've come to the right place!


  • How to Reduce School Costs

    There is no such thing as a free education in New Zealand, as any parent of school-age children could tell you.


  • 13 ways to teach your kids about money

    You've heard about the importance of teaching children the Three Rs? It's never too soon to teach your kids financial literacy also. We've put together some powerful tips on how to help your kids understand money.


  • Top tips for reducing the cost of Christmas

    Still with 150 days until Christmas, people simply should not be talking about it yet. And yet, the pressure has begun already! We've put together a few tips to help take the stress out of Christmas time.


  • How to avoid paying twice over for your new car

    It pays to do your calculations before you start, because the method of payment you choose to buy your new car can dramatically alter the total cost to you.


  • The 10 Commandments of Borrowing Money

    Are you thinking about borrowing some cash? Here are the Crester 10 Commandments of Borrowing Money to help you make a decision about applying for a loan in...


  • 5 Easy Tips For Reining In Your Spending

    We all know we are supposed to budget, but the reality is that over a quarter of New Zealanders live payday to payday with no back-up savings for emergency situations...


  • 5 Tips For Taking An Inexpensive Holiday

    Has work and life got you stressed? Perhaps its time to relax and enjoy yourself! Here are 5 tips to taking an inexpensive holiday...


  • 5 Reasons Why You Should Get A Loan For Home Improvements

    Home improvements can be costly, which is why a lot of homeowners sweep their list of repairs under the carpet. However, pushing aside home repairs and not making..


  • What To Do When You’re Overwhelmed With Bills

    How many of us have been overwhelmed with bills?  I’m guessing most of us have at some time or another. Here are some tips to help you get through this difficult time!...


  • Get a car loan from Crester Credit – your trusted loan partner

    Crester Credit is always on your side - we can help you get the best car loan possible with the minimum stress and hassle. We offer fuss free vehicle loans, for cars, boats,...


  • 10 Red Flags That Your Spending is Out of Control

    If you’re reading this, chances are you’re already worried that your spending is out of balance. And if you’re worried, then you’re probably right. If you’re the kind of...


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