Loan Calculator

Use our online loans repayments calculator to work out what you can afford on a weekly basis. It’s a quick, easy to use online loan calculator and once you’ve determined how much you’ll borrow, and over what period of time, you can then apply within just 8 minutes. We try and give you an indicitive answer within just 1 working hour so you’re not left wondering.

4.7 rating with 1,725 Google reviews

Fast loans online

Crester gives fast, fair finance. Money in your account within 24 hours of approval.

Low Interest Rates

Compare & find that Crester offers very competitive low-interest rates.

Flexible

We can work out loan repayments that you can afford with a term that suits you.

Calculate Loan Repayments

Use our New Zealand online loans calculator to determine the repayments you can afford and how much you should borrow. Usually, you’ll make a deposit on the item you wish to buy, which acts as security, and we then spread the rest across your repayment term.

How much do you want to borrow?

Please enter a valid loan amount within the available ranges.

Choose your term

Repayment Details

1 YEAR

Your Weekly Repayment

$22.60 PER WEEK

* This is an approximate loan duration and amount based on assumed adequate security & collateral, job security, income, residence situation and positive references. This is subject to the New Zealand responsible lending code. Terms and conditions apply.

EASY APPLY – 6 MINS

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Our customer rating
4.6/5

What New Zealand Borrowers Say About Us

Rated 4.7 out of 5 stars based on 2030 customer reviews.

						Easy to fill out loan application.  No hassles.					
Rachel		08/08/26
						Nice and simple online application fast response from Crester Credit team very great					
CQB		16/07/26
						Easy as very simple website to use					
Shane		15/07/26
						Easy instructions will give 5 star if loan approval haha					
Nate		14/07/26
						Easy to fill out forms. With helpful information on the options					
Monique		11/07/26
						Not a complicated application explains everything you need to know and I can see they are quite understanding of any situation to the extent they can meet					
Cass		22/06/26
						Best for needy people					
gs		17/06/26
						I found Crester on Facebook and I realised that they are a local company in the same city as I am. So I decided to apply with them. It was simple and straightforward to complete the form.

So I’ve given them 5stars, as I’m not good with computers it was easy.					
Shirley		10/06/26
						They were wonderful great service fast and quick and so easy to use thank you					
Katherine		22/05/26
						Easy to understand and very quickly approved					
Kathleen		18/05/26
						Fast efficient and easy to complete					
richard		15/05/26
						Quick and easy very fast easiest application ever					
Jamie		12/05/26
						Really easy reliable and honestly the best site – company to get loans through won’t disappoint you  ,😊💯					
Tyler		12/05/26
						wow what an amazing website super easy to use and super friendly people to deal with.					
Warren		06/05/26
						As a previous Customer of Crester Credit for many years I found them only to happy to answer any questions that you may have from missing payments to catching up with payments anything! They are there to help you and it is best to be honest and upfront every time so as they can assist you with your specific requirements at the time. As I now find myself turning to them once again I am sure that I will receive the same amazing customer service that I dealt with before when dealing with them previously.					
Raeann		28/04/26
						I found this so easy to use and fast					
hp		22/04/26

Personal Loan Calculator Terms

* Using our personal loan calculator gives an approximate loan duration assuming adequate security & collateral, job security, income, residence situation, and positive references are provided.

Our personal loan calculator ranges from 6 months to 36 months.
Ex. John borrows $10,000 & is able to make loan repayment calculations of $393.17 pm, over 36 months.
Total personal loan amount: $10,000
Total fees & interest: $3,878.71
Total amount John will pay: $13,878.71

Maximum APR: 24.16%

The amount displayed in our Personal Loan Calculator is an estimate only. This estimate is based on an interest rate of 19.95% p.a. The personal loan calculator estimate includes an establishment fee and monthly administration fee, as well as payment waiver insurance. Your actual interest rate may be higher or lower depending on your circumstances.

See our list of fees to understand the full costs of borrowing.

Questions? Our lending team can help.

Jeanette

Karen

Skye

Peter

Laura

We respond to our customers, almost immediately, but in the meantime, please review our commonly asked questions and information about Crester Credit’s terms and conditions. We’ve included detail about establishment fees, annual interest rates, early settlement options, the responsible lending code of New Zealand, and the online personal finance loans application process. We’re here to help with everything finance related, so please ask if you have any questions at all.

FAQ