Loans for Beneficiaries
Loans for Beneficiaries
If you’re on a benefit & receiving income from WINZ, then, we help with loans for beneficiaries.
Crester Credit is more than happy to lend to people if they’re on a benefit, provided your spending habits don’t outweigh your income and you can afford the repayments. You can check the repayments by using our loan calculator
Easy beneficiary loans
If you get WINZ payments, Crester makes it easy. Once approved, you’ll have your money in just 24 hours. WINZ loans, Payday Loans etc. it’s all the same – We provide easy beneficiary loans for Kiwis but please use the money responsibly.
Discover how much you can borrow & what your beneficiary loan repayments are using our loan calculator.

We make it
easy for you
Flexible beneficiary loan repayments & terms tailored to your circumstances.

We look beyond
bad credit ratings
Secured easy beneficiary loans – We look at the security you have rather than just your income. If you have a bad credit rating, don’t stress, we’re still here to help.

We give you better
interest rates
Why pay more through other finance companies? We offer low-interest WINZ loans.
Responsible Lending
Loans for beneficiaries who need a helping hand are easily achieved, but it is really important that you’re not racking up debt, that’s not needed. We’ll want to make sure you can easily afford the repayments.
Beneficiary loans and what they can be used for
- Emergency vet loans
- Emergency house maintenance loans
- Emergency car loans
- School-related loans
- Dentist Loans
- Medical Loans
- Loans for bills – power, gas etc…
- Loans for rent and bond
Did you know?
Crester Credit is a Family owned business that has been operating in New Zealand since 1983. Installed in how we operate our Christian values and we often donate to good causes, such as “Cap” Christians against Poverty.
Our staff are good, down-to-earth people like you and me, that understand that life gets tough from time-to-time.
People that apply for beneficiary loans or WINZ loans can usually benefit from a debt consolidation loan. People often have many hire purchases and loans with high-interest rates that trap them into falling short week-to-week.
Instead of applying for another quick loan, it’s sometimes smarter to roll all of your debt into one simple, easier to manage repayment.
Apply Now
Our online loan application form is fast and easy



