Car Repair Finance
Car repair financing is your quick pit stop to sort out those unexpected vehicle problems. Envisioned a smooth drive, but life had other plans? You’re probably thinking, “I need to fix my car quickly!”, after an unexpected breakdown or accident. We get it! Not only are you grappling with the inconvenience, but the unforeseen repair costs are stressing you out. Whether you’re looking to mend your vehicle with genuine brand-new parts or leaning towards reliable second-hand solutions, Crester Credit has car repair loans tailored for you. Why worry over those repair bills when we’re here to back you up? Together, let’s ensure your ride is back in tip-top shape. Forget about the financial hiccups.
Fast Fit-Out Approval
Money in your account within 24 hours of approval. Use our car repair finance calculator to get started.
36-48 month Repayment Terms
Iron out cash flow with manageable repayments; spreading your vehicle repair costs across 36-48 months.
Competitive Interest Rates
Our car repair loans without the hefty price tag. Compare our rates to what’s offered in-store.
Super fast –
Money in your
account
just 24 hours
Car Repair Finance Calculator
Our New Zealand online loans calculator will help you determine the repayments you can afford when seeking car repair loans and how much you should borrow. Usually, you’ll make a deposit on the items you wish to buy, which acts as security, and we then spread the rest across 48 months.
$30 per week
Our maximum loan term is 3 years so your repayments on a $6650 loan must be $70 (or more) per week
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Our customer rating
4.6/5
Smooth and Swift Car Repair Finance
When unexpected events strike, you might think, “How will I fix my car?” With Crester’s car repair finance, unexpected doesn’t mean unmanageable. Life on the road can have its share of bumps. That’s where Crester Credit drives in to make the journey of securing car repair financing as smooth as cruising on an open highway. Submit your application in just minutes, bypass the winding road of hassle, and await a fast-track response. Whether it’s a minor repair or a significant overhaul, once approved, we jumpstart financing both urgent fixes and planned upgrades with ease. In many instances, funds can turbocharge into your account within 24 hours, so you can shout, “Fix my car!” and be back on track quickly. At Crester, we do more than just offer car repair loans. We’re your co-pilot in a seamless financing journey, revving up with competitive interest rates to ensure you’re in pole position. How’s that for a smooth ride!
1. True Costs & Smart Choices With Car Repair Finance
Before diving into car repair loans, get a clear estimate of the repair costs from your mechanic. In NZ, the Motor Trade Association (MTA) provides a list of reliable and trusted garages that can give you an honest breakdown. This step helps ensure you only borrow what you need and prevents any surprises. Remember, with Crester’s car repair finance, you’ve got options that fit your unique needs.
2. Consider Car Value vs Repair Costs: To Fix or Not to Fix?
Sometimes, the repair might cost more than the car’s actual value, especially with older models. Using tools like Turners Cars as a price guide can help you determine your car’s value. If the repair costs are too steep, it might be worth considering if it’s time for an upgrade rather than a fix. However, if you’re sentimentally attached or the car has potential future value, then a car repair loan might be just what you need.
4. Plan Ahead: Setting Up an Emergency Car Fund
While Crester has got you covered with flexible vehicle repair loans, it’s always good practice to have a backup plan. Consider setting aside a little every month in an emergency fund for unexpected car troubles. Websites like Sorted.org.nz offer handy tips on saving and budgeting. An emergency fund acts as a buffer and can reduce the amount you might need to borrow in the future.
Frequently Asked Questions
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Car repair finance provides a financial answer for those who need urgent vehicle repairs but might not have access to the funds money up front. It helps cover the costs of the repair, allowing you to pay it back in manageable instalments.
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Yes, car repair loans from Crester can be used for a range of vehicle repairs, whether it’s a minor service or a significant overhaul. However, always confirm the specifics with your lender.
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With Crester’s efficient car repair finance process, once approved, funds are often available within 24 hours. This quick turnaround means you can get your car repairs started almost immediately, minimising any disruptions to your daily routine.
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Crester’s car repair finance is designed to cover a broad range of repairs, from minor fixes to major overhauls. Whether it’s routine maintenance or unexpected damages, we aim to provide flexible financing solutions for your vehicle’s needs.
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Absolutely! While it’s beneficial to have an estimate from a mechanic, we understand that sometimes you might need a quick financial decision. Crester can provide a preliminary loan estimate based on typical repair costs. However, for a more accurate loan amount, we suggest getting a detailed quote from your car service provider.
APPLY NOW & YOU CAN BE APPROVED BY
Our online application form takes only six-eight minutes to complete. Start by filling this in, and if you’d like to talk with one of our loan officers, please make a note of it in the application.
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At Crester Credit we understand that time is often of the essence when it comes to purchasing a trailer. That’s why we make it a priority to respond to your inquiry almost immediately. In the spirit of transparency, we have published our charges, interest rates, and terms and conditions on our website. Additionally, we encourage you to visit our commonly asked questions page to address any other concerns you may have. We take pride in the opportunity to help you with your trailer loan.
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