Small Business Loans

Small Business Loans

Whether you’re a new startup or an established business, we can help your business grow with quick and simple small business loans. From buying new equipment to investing in a new company vehicle, Crester Credit can lend you the money you need without the hassle that can come with applying for a business loan with a bank.
Apply Now

NZ's best business loans without the hassle & red-tape

Credit Credit offer new business loans and loans to businesses in need of a fresh injection of funding to help with typical business pressures such as low inventory levels, equipment failure or servicing, or an unexpected IRD bill. Don’t let the stress of a financial crisis in your small business derail your entire life, get in touch with Crester and we can tailor the best business loan possible for you, with a favourable low interest rate.

Avoid the time-consuming red tape and bureaucracy of other lenders and banks. Crester are a pleasure to deal with and will treat you with respect (you can put negative past experiences of getting a business loan behind you). There isn’t an endless hierarchy of suits waiting in the wings to rubber stamp your loan, there’s a small, friendly bunch of real people to talk things through with. Not an overseas call centre, but a local team – the very same who will put the money in your account.

Crester will consider providing business finance to commercial enterprises of any size whether you’re a small fledgling business or an established medium-sized company. Either way, we’re excited to provide business finance at fair and realistic commercial loan rates and see startups flourish, and long-serving local businesses get past minor cash-flow speed bumps. Apply now.

We make it easy for you

With flexible repayments and terms to suit your situation

We look beyond your credit rating

We prefer to look at the security you have rather than your income. If your credit rating’s not so flash, we’re still interested.

We give you better interest rates

Why pay more through other finance companies?

Business loans
catered to you

We can cater our business loans to suit your needs. We lend from $500.00 up to $30,000.00 secured on vehicles, property, business chattels and other machinery. At Crester Credit we don’t need fancy slide shows or business plans like banks do – just the right security for the amount you are wanting to borrow.

Other business expenses we help with:

  • Business equipment
  • Farm machinery
  • Office furniture
  • Shop fittings
  • Work vehicles (all vehicles need to have a current WOF, registration and full insurance)

Did you know?

  • More than 80% of our customers return to us for their future loans. We pride ourselves on fabulous customer service. We treat everyone with respect and love helping out wherever possible. Customer loyalty is important to us.
  • We accept loan applications from people anywhere in New Zealand, not just Christchurch. This means business loans in Auckland, Wellington, Hamilton, Tauranga, etc.
  • We have cheaper interest rates than our competitors.
  • After you submit your application, you will hear back from us within 60 minutes and you can have the money within 24 hours.
  • Should you have any questions, please feel free to contact our friendly team or view our Frequently Asked Questions.

Apply Now
Our online loan application form is fast and easy

If you have any questions,

we're here to help.




Get in touch with one of our

friendly team members today.

We respond to requests immediately, so we’ll get back to you super fast to discuss your request. In the meantime, check out our answers to common questions.


See some amazing feedback by Katrina about team member Tiff and the excellent experience she had with Crester Credit, a truly timely connection.

Katrina's Thanks!

Short on Time?

Get a call back