Medical finance to suit you

Medical finance to suit you

We understand that paying medical bills is hard – they can often come out of the blue and your health is not something you can put on the back burner. however, it’s not worth ruining your credit rating by letting doctor’s bills go to Baycorp, so before this happens let us help you with a simple medical loan that you can afford to repay.
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The easiest medical finance

in New Zealand

easy finance

We make it easy for you

With flexible repayments and terms to suit your situation

no bad credit

We look beyond your credit rating

We prefer to look at the security you have rather than your income. If your credit rating’s not so flash, we’re still interested.

best interest rates

We give you better interest rates

Why pay more through other finance companies?

When you need to get back on
track as soon as possible.

Health – it’s the only thing that really matters.

Pay your medical bill within 24 hours of approval

  • Doctors bills
  • X-RAY costs
  • After hours fees
  • Optometrist expenses
  • Hospital fees
  • Ambulance costs
  • Dentist bills

We can pay your medical bills directly to your doctor, dentist, hospital or any organisation, so you don’t have to worry. Our medical finance can be catered to how much you can afford to pay – even if its only a small medical bill (a minimum loan amount of $500 is required), our loans cater for this.

Security for our medical loans can be either:

  • Household furniture
  • Household appliances
  • A vehicle that has a current warrant, registration and is fully insured

We offer an exclusive discount on the establishment fees and the interest rate if you need to borrow money for medical loans, dental finance or healthcare expenses (proof such as a Doctor’s bill is needed).

Apply online for medical finance or bring your medical bill in to show us and you’ll be one step closer to approving your loan.

Should you have any questions, please feel free to contact our friendly team or view our Frequently Asked Questions. We accept loan applications from people anywhere in New Zealand, not just Christchurch. This means we also offer medical loans in Auckland, Wellington, Hamilton, Tauranga, etc.

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Our online loan application form is fast and easy

If you have any questions,

we're here to help.




Get in touch with one of our

friendly team members today.

We respond to requests immediately, so we’ll get back to you super fast to discuss your request. In the meantime, check out our answers to common questions.


See some amazing feedback by Katrina about team member Tiff and the excellent experience she had with Crester Credit, a truly timely connection.

Katrina's Thanks!

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