Emergency Cash Loans

Emergency Loans

Emergency expenses always seem to come out of the blue. Sometimes you can get caught out when payday isn’t near and you need a short term loan to cover you. If you request an emergency loan, we will put it at the top of our list for fast loan processing, and we will do our best to meet your timetable.
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Quick, easy loans

for emergencies

We make fast cash loans easy

We advance loans with repayment terms tailored to your unique situation

We look beyond your bad credit

We prefer to use a secured loan model, rather than looking solely at your income. A poor credit rating doesn’t automatically exclude you from obtaining a money loan.

We give you better interest rates

Why pay more through other finance companies?

When the unexpected
hits you.

Emergency loans – so it can be dealt with, with the speed of light.

Emergency cash loans for almost anything

  • Unexpected bills
  • Short notice expenses
  • Emergency vet bills
  • Medical expenses
  • Car repairs
  • Furniture replacement
  • Bargain flight deals
  • Relieve pressure caused by an infrequent or sporadic payday
  • Other

Did you know?

  • More than 80% of our customers return to us for further quick cash loans. We pride ourselves on fabulous customer service. We treat everyone with respect and love helping out wherever possible. Customer loyalty is important to us.
  • We accept emergency loan applications from people anywhere in New Zealand, not just Christchurch. This means we provide fast loans in Auckland, Wellington, Hamilton, Tauranga, etc.
  • We have cheaper interest rates than our competitors.
  • After you submit your application, you will hear back from us within 60 minutes and you can have the money within 24 hours.
  • Should you have any questions, please feel free to contact our friendly team or view our Frequently Asked Questions.

Apply Now
Our application form is simple, get your emergency cash advance started now

If you have any questions,

we're here to help.




Get in touch with one of our

friendly team members today.

We respond to requests immediately, so we’ll get back to you super fast to discuss your request. In the meantime, check out our answers to common questions.


See some amazing feedback by Katrina about team member Tiff and the excellent experience she had with Crester Credit, a truly timely connection.

Katrina's Thanks!

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