Car Finance

Car Finance NZ

Found the perfect car and want to negotiate with cash?  Get approved fast for vehicle finance & car finance NZ wide. Car loans from Crester Credit are only an easy 8-minute online application away. We offer competitive, low-interest rate vehicle loans and have many happy customers.

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The easiest car finance NZ wide

easy finance

We make it easy for you

We offer flexible car finance NZ, and your repayments and terms are great too. Start by using our online car finance calculator to work out your repayments on the value you’d like to borrow. It’s easy.

no bad credit

We look beyond your credit rating

We prefer to look at the security you have rather than your income when applying for car finance. The car itself can be used as security too.

best interest rates

We've got better car finance interest rates

Why pay more through other car finance companies? Our offering holds up against any of the ‘big players’, ANZ, AA, Westpac, ASB, Go Car Finance, etc.

How to buy a car
& car finance NZ

  • When buying a car, remember to anticipate all your costs – fuel, warrant of fitness, registration, maintenance and repairs.
  • You can always arrange your car finance in advance – this way, you can shop with confidence knowing how much you can spend. This saves time and hassle when closing the deal.
  • Ask the owner to see the current registration of the car to ensure the ownership and registration is paid up to date – this is the current owner’s responsibility.
  • Consider an extended warranty on your car – if you plan to keep it a while, it could be worth getting a little extra on your car loan for an extended warranty (also known as a service contract) in case any unexpected repairs crop up.
  • Check Car Jam for the car you’re interested in buying, to see odometer readings, market valuation and plate history.

Vehicle finance for any type of vehicle

Car Finance NZ

Our vehicle finance also apply to people wanting auto financing for new or used work vehicles, vans, trucks, motorbikes, campervans, boats and more. We lend up to half the wholesale value on new or used motor vehicles, and that value is determined via an auto check with Veda Advantage Auto Search. All vehicles must be fully insured or insurance must be prearranged before we can approve your no deposit, secured vehicle finance.

Did you know?

  • More than 80% of our customers return to us for their future loans. We do our best to give you fabulous customer service, we treat everyone with respect and love helping out wherever possible. Customer loyalty is important to us.
  • We offer vehicle finance NZ wide.
  • We have cheaper interest rates than our competitors, meaning we offer genuine low-interest car finance. Explore our Loan Rates & Fees
  • After you submit your application, you’ll hear back from us within 60 minutes and you can have the money within 24 hours.
  • Should you have any questions, please feel free to contact our friendly team or view our Frequently Asked Questions.

Apply Now

Getting on the road with car finance is easy, just fill out our 8 minute, online loan application form.

If you have any questions,

we're here to help.




Get in touch with one of our

friendly team members today.

We respond to requests immediately, so we’ll get back to you super fast to discuss your request. In the meantime, check out our answers to common questions.


See some amazing feedback by Katrina about team member Tiff and the excellent experience she had with Crester Credit, a truly timely connection.

Katrina's Thanks!

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