How It Works

Applying for a Crester Credit loan is simple and applying can take just a few minutes.

  1. Use our online calculator below to enter how much you would like to borrow and how much you can afford to repay each week.
    The maximum loan term is three years, so the calculator will prompt you if your weekly payments would be too low to repay your chosen loan amount.
  2. Complete our simple one-page application online.
  3. Our team of experts will assess your application and you will be contacted within 60 minutes.
  4. Approved loans can be electronically signed for your convenience.
  5. Your loan could be in your bank account within 24 hours (depending on your bank).

Use our handy loan calculator

Estimated Repayment Period

14 Months *

Our online loan application form is fast and easy

The breakdown

Paying off $1900 at $30 per week will cost:
Fees + Interest: $1385
Total to repay: $3285

* This is an approximate loan duration based on assumed adequate security & collateral, job security, income, residence situation, and positive references. – Our Loans range from 6 months to 60 months For example, John borrows $10,000, and is able to pay back $393.17 per month over 36 months. – Total loan amount: $10,000 – Total fees & interest: $726 – Total amount John will pay: $14,154.21 APR: 24.16%

This is an estimate, not an offer of finance. This estimate is based on an interest rate of 19.95% p.a. The estimate includes an establishment fee and monthly administration fee, as well as payment waiver insurance. Your actual interest rate may be higher or lower depending on your circumstances. See our list of fees to understand the full costs of borrowing.

How Repayments Work

As per the amount you entered in your application, you are required to make a repayment every week. See our Fees page with more information on this and for all the fee terms and conditions.

You can get your loan paid off even faster by making extra repayments.


We’ll get back to you in 60 mins. We can have the money in your account in 24 hours.

If you have any questions, we’re here to help.
We respond to requests immediately, so we’ll get back to you super fast to chat.