About us

Our goal – The best customer experience in getting a
cash loan NZ has on offer. That’s right, Crester wants
Kiwis to get a fair deal because not all personal
loan companies NZ has, are equal. First & foremost,
you’ll deal with good people, and you won’t be treated
like a number.
Crester is a family business with
Christian values, donating to many charities and we’ve
been an amongst NZ loan companies for almost 30 years.
We’d like to think we’re are amongst the best, and the fairest.

We offer small personal loans from $800 – through to $5000,
and small business loans that can be negotiated on the amount.

Why we're different

to other cash loan companies in NZ

We will treat you like a real person. Our staff members are from all different backgrounds so we understand real-life
situations and hardships. We can relate to what you might be going through as many of us have been solo mothers or on
the benefit and we know that life comes with its ups and downs. This is exactly why you might contact NZ cash loan companies to assist.
 Crester Credit is amongst the best, with fair rates to help Kiwis in their time of need whether it’s an emergency loan, a car loan or just for when you need some extra cash.

Crester Credit


Crester can have your cash loan in your bank account within 24 hours of your loan being approved.


We pride ourselves on being one of the few small independent cash loan companies nurturing personal relationships with our customers.


We can work out cash loan repayments that you can afford with a term that suits you.​

Banks & other lenders


Banks can take over a month to approve your cash loan. Can you wait that long?​


Big lenders and banks have no personal relationship with their cash loan customers. Do you want to be treated as a number?


The lending criteria of other finance companies and banks are inflexible and rarely negotiate. Why waste your time just to be rejected?

We will always make time for you

Even if we have to work late in order for you to get the finance when you need it, we’ll do it! If you have an issue paying your account we will always take the time to sit down with you and find a solution.

We care for

our community

Crester Credit is actively involved in sponsoring and supporting Christchurch and New Zealand charities. Over the last three years we have supported:

  • Cross Road Youth with a Future
  • Parenting Inc.
  • Shirley Boys High School
  • Tanden Ministries
  • Mairehau High School
  • Neighbourhood Trust St. Albans Christchurch
  • Nae Nae Charitable Trust (Billy Graham)
  • Gideons
  • Ellesmere Food Bank
  • Sharp Trust
  • Youth Alive Trust New Brighton Christchurch

Our NZ cash loan customers

return to us

Around 80% of our NZ cash loan customers return to us when they need of a top-up. We pride ourselves on ensuring our customer service is of an excellent standard. Our Gold Card loyalty scheme offers approved returning customers lower interest rates and reduced set-up fees on their future loans. Just so you know, we’re thinking of you, you’ll even receive a birthday card and a Christmas calendar from the team.


from our customers


Crester were great!
I was able to purchase the car I really wanted from Trade Me with a cash loan.


The staff were very friendly and they could relate to my situation.


I found applying online for my cash loan really easy & was approved within the hour.

Our cash loan NZ application form is fast and easy – Just 8 minutes.

If you have any questions,

we're here to help.




Get in touch with one of our

friendly team members today.

We respond to requests immediately, so we’ll get back to you super fast to discuss your request. In the meantime, check out our answers to common questions.


See some amazing feedback by Katrina about team member Tiff and the excellent experience she had with Crester Credit, a truly timely connection.

Katrina's Thanks!

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