About us

A core part of our business is to provide an
excellent customer service experience.

We understand the difference and importance of
personal service and we can assure you that at
Crester Credit you will experience doing
business with a human, not a company.

Crester Credit is a locally based Christchurch
company which was started in 1983. The iconic
Shirley Road site, originally Dave Diggs Motors
had been around for 25 years.

Crester Credit offer secured finance with flexible
criteria and creative solutions to help you get the
money you need as quickly as possible.

Why we’re different

to other lenders

We will treat you like a real person. Our staff members are from all different backgrounds so we understand real life
situations and hardships. We can relate to what you might be going through as many of us have been solo mothers or on
the benefit and we know that life comes with its ups and downs. But at Crester Credit we are here to assist you in these
times, whether it’s paying an unexpected bill, buying a new car or just for when you need some extra cash.

Crester Credit


Crester can have your money in your bank account within 24 hours of your loan being approved.


We pride ourselves on being a small business with a personal relationship with our customers.


We can work out payments that you can afford with a term that suits you.​

Banks & other lenders


Banks can take over a month to approve a loan. Can you wait that long?​


Big lenders and banks have no personal relationship with their customers. Do you want to be treated as a mere number?


The lending criteria of other lending companies and banks are inflexible and rarely negotiate. Why waste your time just to be rejected?

We will always make time for you

Even if we have to work late in order for you to get the finance when you need it, we’ll do it! If you have an issue paying your account we will always take the time to sit down with you and find a solution.

We care for

our community

Crester Credit is actively involved in sponsoring and supporting Christchurch and New Zealand charities. Over the last three years we have supported:

  • Cross Road Youth with a Future
  • Parenting Inc.
  • Shirley Boys High School
  • Tanden Ministries
  • Mairehau High School
  • Neighbourhood Trust St. Albans Christchurch
  • Nae Nae Charitable Trust (Billy Graham)
  • Gideons
  • Ellesmere Food Bank
  • Sharp Trust
  • Youth Alive Trust New Brighton Christchurch

Our customers

return to us

Around 80% of our customers return to us when they need a short-term loan. We pride ourselves on ensuring our customer service is of an excellent standard. Our Gold Card loyalty scheme offers approved returning customers lower interest rates and reduced set-up fees on their future loans. Just so you know, we’re thinking of you, you’ll even receive a birthday card and a Christmas calendar from the team.


from our customers


Crester were great!
I was able to purchase the car I really wanted from Trade Me.


The staff were very friendly and they could relate to my situation.


I found applying online really easy and was approved within the hour.

Our online loan application form is fast and easy

If you have any questions,

we're here to help.




Get in touch with one of our

friendly team members today.

We respond to requests immediately, so we’ll get back to you super fast to discuss your request. In the meantime, check out our answers to common questions.


See some amazing feedback by Katrina about team member Tiff and the excellent experience she had with Crester Credit, a truly timely connection.

Katrina's Thanks!

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